Matt Jones, Drew Franklin, and Jay In Lyndon bring the holiday cheer for their picks for bowl games on Christmas and beyond. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Free Money Podcast's new episode has picks against the spread for Rivalry Week in college football and Week 12 in the NFL. Kentucky Sports Radio's Matt Jones and Drew Franklin give their picks with Jay In Lyndon adding his and leading the show, beginning with the crew's thoughts on...