Episodes
You may have met someone who relocated for work. You may have done it yourself. Whether it’s for a higher-paying role, cheaper real estate, or simply a tree change, it can be an appealing thought. But when you weigh up all of the competing financial factors, is relocating for work worth it?
This obviously isn’t a question anyone can answer with a simple “yes” or “no”. There are a range of factors which can influence the outcome, from the location to the job opportunity. Even so, when...
Published 08/28/24
Retirement can be one of the most rewarding times in your life. However, we’ve all heard tragic stories of people who have retired with nothing – if they’re able to retire at all. As with so many aspects of getting rich slow, the earlier you plan for retirement, the easier it will be. And in this episode, Tash and Ana speak with a guest who has dedicated his career to this very subject.
Drew Meredith is the author of The Golden Years: How to plan a happy and financially secure retirement. He...
Published 08/26/24
You can read every resource ever published. You can watch every finance news broadcast ever recorded. And you can speak with every financial adviser under the sun. But sometimes, the investing lessons that stick with you are the ones you learn the hard way. And that, dear listener, is what this episode is all about.
Join Tash as she chats with Bryce and Alec from Equity Mates. Together, the three of them share their best, worst, and first investments. Listen in so you can find some...
Published 08/21/24
Anyone who has spent time on Reddit will likely have heard of the subreddit AITA. And if you haven’t, we suggest Googling it, because we don’t want to curse in the episode description.
For this Get Rich Slow Club session, Tash and Ana tackle some of their favourite personal finance-focused AITA threads. One of the threads raises the question: “AITA for retiring early while my girlfriend works a stressful job?”. Another ponders: “AITA for not paying for my friend’s broken sunglasses?” And as...
Published 08/19/24
Recently, we received an interesting community question, which boiled down to:
“What can you tell me about bonds? I’d be interested in investing in them as a way to balance risk, but I haven’t found many content creators who talk about them.”
In this episode, Tash and Ana seek to remedy this. As part of their bond analysis, they chat with Scott Nanfro from Guideway Services. Together, the three cover a litany of bond-related topics, including:
What are bonds?How do we buy bonds?How do bonds...
Published 08/14/24
We all understand the types of goals our money habits can help us fulfil, right? Home ownership, emergency fund creation, early retirement, freezing eggs…
You may have read those last two words and thought: “Finally, someone is tackling this topic!”. Or, you might have thought: “...huh?” The point is, getting rich slow is going to serve different goals for different people. And to shed light on this reality, Tash and Ana are joined by Molly Benjamin from Ladies Finance Club.
In this...
Published 08/12/24
To date, Tash and Ana have learned a lot about investing, money management, and personal finance. Some of these lessons were borne from successes in work, business, or investments. Others were learned the hard way, through mistakes or misfortune. In both cases, they’re eager to share their lessons with you. By doing so, they hope you can apply them to your own financial journey.
In this session, Tash and Ana cover four of their most important money learnings, from “how to choose a partner...
Published 08/07/24
Homes are expensive. They’re hard to buy if you don’t already own one. Same page? Great.
In recent years, government programs such as the First Home Super Saver (FHSS) scheme have become more common. The aim of these schemes is to remove some of the barriers to home ownership. However, while the FHSS aims to augment your deposit savings rate, it doesn’t reduce the size of the deposit required.
The First Home Guarantee seeks to change that. Via the First Home Guarantee, an eligible buyer only...
Published 08/05/24
Last episode, Tash, Ana, and award-winning accountant Natalie Lennon discussed some of the most common queries around taxes. In doing so, their aim was to remove the shroud of uncertainty that so often surrounds tax time.
However, the Get Rich Slow Club is, first and foremost, a community-led podcast. That’s why, in this episode, Tash and Natalie respond to tax-related questions from their listeners.
From “Is it worth seeing an accountant if I earn a low income?” to “Do I need to pay tax on...
Published 07/31/24
I think we can all agree that, unless you work for an accounting firm or the ATO, tax is preeeeetty mystified. Fortunately, this episode has emerged from the ethers of EOFY to right that wrong.
In this session, Tash and Ana are joined by award-winning accountant Natalie Lennon, and together, they demystify tax. Wondering about marginal tax rates? They discuss them! Have questions about tax on investments? You’ll want to hear their answers! Together, they run the A to Z on the ATO’s...
Published 07/29/24
Value investing is a strategy often favoured by those seeking to play a more active role in their investments. Touted by Warren Buffett, it involves finding companies that the investor believes to be undervalued, then buying them before the market recognises their worth.
To be fair, it’s not as speculative as some other active styles of investing. Even so, its focus on beating the market puts it at odds with the Get Rich Slow philosophy. It also usually prioritises individual shares over...
Published 07/24/24
In case you’ve missed it, the First Home Super Saver (FHSS) scheme is an initiative that does what the name suggests. With the FHSS, you can save for your first home deposit within your superannuation. By doing so, you can aim to benefit from certain advantages that don’t apply to shares or savings accounts.
Like so much in super, the details surrounding the FHSS can feel a bit muddled. That’s why Tash and Ana have devoted this session to discussing the FHSS, how it works, and how it can help...
Published 07/22/24
The name “Warren Buffett” has almost become synonymous with investing success. As the 10th richest person in the world, Warren Buffett is arguably one of the world’s most famous investors. You’d be forgiven, then, for assuming his investing strategy involves access to assets most of us could never even fathom. Surely, without his deep pockets and mind for numbers, his approach would be too risky for the rest of us.
…right?
Actually, no. For all his investing returns, Warren Buffett’s...
Published 07/17/24
Conversations around gender-based financial inequality often focus on how far we’ve come as a society. While it’s important to celebrate, we also shouldn’t lose sight of how much change remains ahead of us. To this day, financial hardship and homelessness still disproportionately affect women in Australia. And for all of our collective focus on individual efforts, there needs to be systemic financial change if we want to see results.
In this episode, Tash and Ana speak with someone who is...
Published 07/15/24
Tash and Ana’s conversations with Emma from The Broke Generation have become the stuff of legend. In past episodes, they’ve covered an array of topics, spanning from budgeting techniques to moisturiser. This time around, they get a bit more philosophical – and you’ll be glad they did.
In this session, Emma shares her learnings from a year of sacrifice, and how the experience shaped her money habits. By finding lessons in adversity, we’re able to build resilience and inform our get-rich-slow...
Published 07/10/24
Tash and Ana recently received a thought-provoking question from a listener named Angela:
“I’m new to the world of investing and looking to get started. What are the differences between putting more money into superannuation, compared to ETFs? I’m a sole trader, so I can decide how much I invest in super.”
Firstly – thanks for sharing your question, Angela! Secondly – this is a pertinent topic, since we’ve received versions of this questions from multiple listeners. That’s why, in this...
Published 07/08/24
Emma from The Broke Generation has shared some deep wisdom on this podcast. However, while practical strategies and structured insights are useful guides, there are moments in which we learn all we need from a single experience.
In this session, Tash details how the purchase of a $100 moisturiser altered her relationship with money. At a glance, it seems like a strange catalyst for change. However, for Tash, the moisturiser symbolised a fork in the road – a choice about the life she wanted to...
Published 07/03/24
As a general rule, the Get Rich Slow Club approaches credit card points with a wary eye. Anything that compels us into spending more money clashes with our philosophy, and points can fall into that category. With that said, there are obviously times when we need (or simply want) to spend money. At moments like these, points can be a nifty hack in our quest to get rich slow.
That’s why, in this episode, Tash and Ana dive into the weird world of bonus points. Beyond providing an overview on how...
Published 07/01/24
VDHG is a very popular investment within the Australian long-term investing community. It was no surprise, then, when a listener recently asked us:
“Is investing in VDHG long-term a good option?”
At the Get Rich Slow Club, we don’t like to deal in “good investments” or “bad investments”. After all, the right investment for you might be the wrong choice for someone else. That’s because VDHG’s (or any asset’s) suitability for you can depend on a range of factors, from your risk tolerance, to...
Published 06/26/24
Tax time may not be a highlight in your calendar, but it pays to be prepared for it. This is especially true when you invest, since you’ll likely face additional tax obligations. However, it isn’t a stretch to say the Australian tax process can feel a bit convoluted.
To help you better understand it, Tash and Ana welcome Lawrence Petruzzelli from MDB Taxation & Business Advisors onto the podcast. Together, the three discuss how the average investor can get the most from their accountant...
Published 06/24/24
Forming an investing strategy is good and well, but many miss a crucial step: actually finding the money to invest. While it might sound obvious, it’s a detail which many financial plans overlook. In this session, Tash and Ana welcome back Emma from The Broke Generation to address this very issue.
Join the three of them as they discuss how to secure more money for investing. This includes:
Increasing income via side hustles, solo businesses, or a change of jobDecreasing expenses by cutting...
Published 06/19/24
The End of Financial Year may not be the most exciting date in your calendar. However, it does provide an opportunity to reflect on your money habits over the past 12 months. By reviewing how we’ve spent, saved, and invested, we can better shape our plans for the next financial year.
And that, friends, is exactly what Tash and Ana seek to do in this episode. Join them as they share:
Their net wealth Their mortgages and other expenses Their savings and investing strategies Their incomes, and...
Published 06/17/24
People have different views on the idea of real estate as a form of investment. However, there’s one detail on which pretty much everyone agrees: investing in property is expensive. That’s why anyone who invests in property wants to ensure they make the right choice.
In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) chat with someone who’s uniquely qualified on this subject. Cate Bakos is a qualified buyers agent, owner of Cate...
Published 06/10/24
On this podcast, Tash and Ana have hosted an array of business owners. Each of them has brought a unique perspective to the table, and (we hope!) inspired our listeners in different ways. In the wake of these guests, the Get Rich Slow Club has received a frequent question from their audience:
“How do I make the switch from being an employee to a business owner?”
In this session, Natasha Etschmann (Tash Invests) and Ana Kresina (Head of Product & Community at Pearler) host someone who...
Published 06/05/24
Receiving dividends can be one of the great joys of investing. For starters, they can serve as a reward for your investing patience. Secondly, if you reinvest them wisely, and the market conditions are favourable, they can maximise the effects of compound interest. However, the act of navigating the dividends process can sometimes feel a bit murky.
To clear the waters, Tash and Ana devote this episode to all things dividends. Throughout this session, they cover what dividends are, how they’re...
Published 06/03/24