Episodes
According to recent data from the Federal Reserve, only 40% of Americans feel like they’re on track with their retirement savings. But I’m going to let you in on a little secret: traditional retirement accounts like the 401k aren’t designed to give you confidence or financial security. If you’ve resigned your retirement to these old school plans like pensions and 401ks, you’re missing out on an incredible way to build wealth for retirement—it’s called self-direction. On today's show, you’re...
Published 02/01/24
What are the best states to buy rental real estate? And what makes a rental market profitable? That's the first question I'm answering on this Q&A edition of investing in real estate! On today's episode of Investing in Real Estate, I'm answering three of your great questions. We're going to cover topics like rental markets, buydown credits, and how a banking collapse could affect your portfolio. Click play to hear my answers to your questions!
Published 01/29/24
Most Americans have been sold the idea of the quintessential American Dream… the vision of owning a home with a white picket fence. In fact, a survey released by Bankrate showed that 74% of respondents cited homeownership as the pinnacle of success, outranking education, retirement, family, and career achievements. But owning your home is much different than owning a performing asset like a rental property. Luckily, there's an easy way to make the transition from homeowner to investor, and...
Published 01/25/24
Our audience asks the best questions, and on today's show, I'm going to tackle a few of them. On this episode of Investing in Real Estate, I'll be answering three of your questions on various real estate topics. This Q&A episode features three great questions on topics like investing with a high debt-to-income ratio, how to decide if you should pay off mortgages, and buying a property with a solo 401k. Click play to hear my answers to your real estate investing questions!
Published 01/24/24
Too many people think inside the box when it comes to buying real estate. If you’ve ever gotten a “no” from a lender, that is not your destiny. If buying real estate is something you truly want to do, then the old adage applies: where there’s a will, there’s a way. There are truly so many ways to get started buying real estate. If you have tenacity, willingness, and the ability to be creative, then there’s nothing that can stop you. On this episode of Investing in Real Estate, I’m going to...
Published 01/18/24
Insurance is a critical piece of owning and protecting any piece of real estate. Is it a good idea to self-insure your rental property? That's the first question I'm answering on this Q&A edition of Investing in Real Estate! On today's show, I'm answering three of your great questions about self-insurance, self-directed IRAs, and how to invest in US real estate from Canada. We'll also talk about living the life you want now, the importance of being empowered in your financial freedom,...
Published 01/15/24
You’ve heard all the traditional financial advice, like the importance of automating your savings, sticking to a budget, and maximizing contributions to your retirement accounts. But if you follow this outdated advice, you’re going to get average, or below average outcomes. The truth is you cannot save your way to wealth. You can only build your way to wealth. On today's show, I’m sharing five strategies you can use to begin building your wealth. These are basic, effective, and to the point...
Published 01/11/24
Today’s first caller used a Veterans Affairs loan to house hack. What’s the best way for him to grow a strong real estate portfolio? On today’s show, I’m answering this great question, and more! This Q&A episode features three of your questions on investing with a VA loan, vacancy rates in our rental markets, and my take on the possibility of a global banking crash. As always, I appreciate your thoughtful questions, and I hope you enjoy this episode of Investing in Real Estate!
Published 01/08/24
The current housing market landscape consists of home prices consistently climbing, high mortgage interest rates, and an overall cooldown. Everyone is speculating about an impending market crash. But is there actually data to suggest an impending crash? That’s what we’re going to talk about on today’s show! On this episode of Investing in Real Estate, we're going to dive into the likelihood of a housing market crash this year. I'm sharing the two main reasons why I don't believe there's a...
Published 01/04/24
If you have access to a big chunk of equity, how much should you tap into to grow your real estate portfolio? And what is the best product to help you reach your goals? That's the first question I'm answering on this Q&A edition of Investing in Real Estate! On today's show, I'm answering three of your real estate investing questions spanning topics like using home equity to invest, the mechanics of buying US rental properties from Canada, and the cost of setting up a self-directed IRA....
Published 01/01/24
New data shows the average American is not prepared for retirement thanks to faulty programs like the 401(k) plan and traditional IRAs. But what can you do if you want to have a more comfortable retirement? Luckily, there are a few alternative retirement plans that can create better outcomes. In this interview, we're joined by Mat Sorenson CEO of Directed IRA, partner at KKOS Lawyers, national speaker, and podcast host. Mat is an expert in Self Directed IRAs and how to unlock the power of...
Published 12/28/23
Should you use the equity in your rental property to buy more investments and diversify your portfolio? That's the first listener question I'm tackling on this edition of Q&A Monday! Every Monday, I answer three of your real estate related questions. This episode contains conversations on utilizing equity, accounting for your business, and how to get started in real estate with no money and bad credit. I hope this episode helps guide you on your real estate journey. We hope you enjoy...
Published 12/25/23
In the landscape of higher mortgage rates, limited housing supply, and intense competition, finding a good rental property can feel like a tall order. In fact, some people are choosing to put off their investing goals until things regulate in the market. But waiting to invest in real estate could cost you in the long-term. On today's show, you’re going to learn the right way to buy real estate. We’re going to talk about what to look for in a rental property, how to navigate the market, and...
Published 12/21/23
If you have a mortgage on a rental property that's owned by your self-directed IRA, how does the mortgage need to be paid? On today's show, we're going to answer this question — and more! This Q&A episode of Investing in Real Estate features three listener questions on self-directed IRA payments, how to choose a landlord friendly state to buy investment properties, and what investors should consider about taxes when buying raw land. Click play to hear my A's to your Q's!
Published 12/18/23
Alternative strategies for retirement are growing in popularity, and for good reason. More and more Americans are realizing that the traditional way to save for retirement is outdated, broken, and ineffective. Buying real estate investments is a great way to exponentially grow your wealth and save for retirement. To help you determine if buying rental properties in a retirement account is right for you, we’re going to run through some of the pros and cons, and the things you need to consider...
Published 12/14/23
Smart investors know that utilizing a self-directed IRA is an incredible way to build wealth and maximize your retirement. But is there a way to take a loan from your self-directed IRA in order to take advantage of further tax benefits? That's the first question I'm answering on today's show! This Q&A edition of Investing in Real Estate features three of your questions on self-directed IRA rules, distributions, and getting into real estate as a beginner. Click play to hear my answers to...
Published 12/11/23
The best way to secure your assets in this inflationary period is to buy hard assets inside of a self-directed retirement account. On this episode of Investing in Real Estate, I'm sitting down with Kevin DeMerritt to discuss wealth preservation and retirement planning. Kevin DeMeritt is the founder of Lear Capital. In this interview, he's sharing the ins and outs of the self-directed IRA. You'll learn why Wall Street doesn't want you to know about self-direction, how to buy hard assets like...
Published 12/07/23
My general advice is to rent the home you live in. But what about using the equity in your primary residence to buy rental properties? Today we're going to walk through the pros and cons of owning your home. On this episode of Investing in Real Estate, I'm answering three listener questions about owning vs. renting, using business credit, and how to best utilize your savings when investing in real estate. If you want to learn more about real estate investing, this episode is for you!
Published 12/04/23
A new Consumer Price Index report was recently released by the Bureau of Labor Statistics. The report shows cooling inflation, and the likely end of future interest rate hikes by the Federal Reserve. On today's show, you're going to hear my take on this CPI report and how it will affect the housing market. We'll also talk about the stock market, jobs, and the broader economy. Click play to learn more about the real estate boom about to hit 2024!
Published 11/30/23
Today's first caller has $200k in equity in his primary home. He's thinking about leveraging his equity in order to pay off a rental property. Is that a good idea? That's the first question I'm answering on today's show! This Q&A episode of Investing in Real Estate features three great listener questions on using equity to pay off debt, what to consider before you sell a rental property, and changes to the mortgage interest deduction in 2025. Click play to hear my answers to your...
Published 11/27/23
The US has been facing an affordable housing crisis for years now. Especially since the Great Recession, the number of homes available has been exceptionally low. And in recent years, the pandemic, rising interest rates, and high rates of inflation have only worsened the matter. Estimates vary on exactly how much housing is needed—but the numbers are certainly in the millions. There are a few reasons why there’s such a shortage in homes. On today's show, we’re going to dive into the main...
Published 11/23/23
Today's first caller has started making great returns by investing in real estate notes and he's paying down his student loan debt. What should he do in order to reach his ultimate goal of investing in real estate? That's the first question I'm answering on today's show! This Q&A episode features three of your great questions on planning for financial freedom, accessing the equity of a rental property in an LLC, and how to get first position HELOC. Click play to hear my answers to your...
Published 11/20/23
We all know how much the economy has changed over the past few decades, particularly the past few years. Traditional investing advice and a straightforward retirement plan may have worked for baby boomers, but the game has changed. Yet financial advisors, big banks, and other entities keep spouting the same financial advice that no longer works in today’s landscape. Following outdated advice will never get you the results you want. If you’ve struggled to build wealth, chances are you are...
Published 11/16/23
Today's first caller has a good chunk of money to invest. Should he continue investing in his established rental market or buy a multifamily property in NYC? That's the first question I'm answering on today's show! This episode features three of your real estate investing questions on single-family vs multifamily, getting started with bad credit, and moving money from a 401k to self-directed IRA. Click play to hear my answers to your questions!
Published 11/13/23
Building your financial education is a necessity for reaching any type of financial goal. Whether you’re trying to pay off credit card debt, select a banking product, or invest in real estate, it’s important to build a solid foundation of knowledge that will allow you to make smart decisions and ultimately reach your goals. But if you don’t feel like you have a very strong hold on your financial education, this episode is for you. We’re going to dive into specific action steps and mindset...
Published 11/09/23