Today I’ll be talking about money with Clare Seal aka My Frugal Year. The way we earn, save and spend is inevitably affected by various ADHD traits. Impulsive spending, executive function issues when it comes to cash admin like tax returns, changing direct debits and filing expenses, forgetting to settle bills, neglecting to return the impulsively purchased haul. And budgets - that’s a struggle, isn’t it? To work out and then to stick to? Not to mention the issues surrounding employment. If you made it out of school with enough to get a steady job, a 2008 study found that Employees with ADHD are 30% more likely to have chronic employment issues, 60% more likely to be fired from a job, and three times more likely to quit a job impulsively. Granted it was most likely based on the usual white male case study, but I for one can vouch for the impulsive quitting.  I can also describe so many incidences when I’ve overpaid, underpaid and forgot to pay, when I’ve been charged for a late payment and when I’ve lost cash. Mostly, it’s just frustrating - a stark fear of money generally stops me from big splurges and I’ve now got umpteen alarms reminding me to keep up with money admin. But still, my relationship with money is less than ideal.  Clare Seal is a financial coach and speaker, and author of Five Steps to Financial Well-being, such a game-changing book in terms of how we frame money. She was diagnosed with ADHD this year.  She and I discuss the financial fall out of our ADHD experiences, particularly the vulnerability to marketing and financial systems. We talk about the how the lure of ‘shiny and new’ plays into the self shame of ADHD and the need to reinvent yourself on the regular, and the link between appreciating what you have and paying attention.  Clare cites the need for compassion in the industry and for banks to change their interfaces for neurodivergent people, and in terms of personal accountability, how important it is to identify what you have control over and how to handle the inevitable variables.  How her relationship with money mirrors her relationship with food, and how a show of compassion was the turning point for her in improving her financial well-being, but that progress is never linear.  This episode is FULL. OF. TIPS. Clare is a mine of information.  You can find her on the following platforms: Website Instagram And her book is available here  THE EXPERT Dr Jo Steer is a chartered clinical psychologist working with children in Surrey, and the author of Understanding ADHD in Girls and Women Please note, your first port of call if you think you might have ADHD should be your GP. In the meantime, you can find more information here:  The ADHD Foundation  Learn more about your ad choices. Visit megaphone.fm/adchoices