In order to manage what we've been given, we have to understand we're stewards of it - NOT the owners.  Once we understand stewardship, we will be able to process what we own versus what we owe.  This is the first step in assessing how we can multiply and invest appropriately! 

When you start investing, you first need to understand how investments grow through the principle of compounding!  Compounding can work for us or against us, so as we begin investing - let's make sure we're at least earning interest.