The best time to plant a tree was 20 years ago, the second best is now. While I'm not in the market for a new tree, I am itching to right the wrong financial decisions I've made since 2023 began. Allow me to walk you through my "shameful" purchase history & desires as an effort to reshape my spending habit, plus a few small wins since the last pod. --- Send in a voice message: https://podcasters.spotify.com/pod/show/lactose-intolerant/message