Who would be bold enough to start a bank during a recession? Neil Stevens, President and CEO at Oconee State Bank, and his team were, and he has lessons to share on how the constraints actually helped to build the business. In this episode he reflects on the pivotal moment of launching a new bank during the 2007 recession. The entrepreneurial spirit that fueled this risky move has contributed to the institution's resilience and shaped a strong organizational culture. He also dissects how the unique model of community engagement through a foundation helps to balance high standards with effective leadership. Jeff and Neil discuss: Leveraging opportunities for banking by being more entrepreneurial (how a focus on the construction industry powered them through the pandemicInsights into building and maintaining a positive organizational cultureThe unique model of community engagement and effective charitable giving via a foundation supporting over 50 organizations in local communities