Dr. Tom’s guest this week is Richard Belous, a student in the second year of the three-year Master of Divinity residency program at Unity Institute® and Seminary. Prior to enrolling in the Institute, he earned his bachelor's at Columbia University, and master's and Ph.D. in economics from The George Washington University. Dr. Belous is an advisor to Unity Worldwide Ministries on philanthropic, social, and economic trends, and research issues. He is also an adjunct professor in economics at The George Washington University and the former vice president for research and chief economist for the United Way system. Dr. Belous has authored, or coauthored, 13 books and numerous articles on economic and philanthropic trends. He has served on the advisory council for Giving USA and as an advisor to two United States Presidential Commissions.