On Let’s Talk Money, we’re going back to the past to bring back some of our favourite bits of the podcast… just in case you missed it.  This week, Monika dives into the age-old debate: Should you rent or buy a home? Exploring generational shifts in home ownership patterns and debunking conventional wisdom, she navigates through the complexities of EMIs, down payments, and fixed versus floating interest rates.  Monika also answers your questions about what to consider when you’re opening your first bank account, how to decide how much you need in your retirement corpus and build towards it, and investing in India as an NRI.  If you’d like to go back to the original featured, click the links below: (00:47 - 05:21) Should I Buy Or Rent? (05:29 - 09:56) Opening Your First Bank Account  (09:59 - 13:44) How Much To Put Away For My Retirement Kitty? (13:46 - 16:06) Investing in India with an OCI Card If you have financial questions that you’d like answers for, please email us at [email protected]  Monika’s column on the rent or buy question and real estate valuations https://www.monikahalan.com/at-current-market-prices-where-the-rental-yields-are-just-1-2-renting-is-clearly-better-than-buying/ https://www.monikahalan.com/no-the-metrics-are-saying-it-is-still-strongly-overvalued-but-the-answer-depends-on-your-view-on-how-strongly-black-money-will-remain-in-the-indian-system/ Retirement Calculator https://investor.sebi.gov.in/calculators/Visual_Gold_Planner.html https://investor.sebi.gov.in/calculators/Assets_Allocations.html Monika’s book on basic money management https://www.monikahalan.com/lets-talk-money-english/ Monika’s book on mutual funds https://www.monikahalan.com/lets-talk-mutual-funds/ Calculators https://investor.sebi.gov.in/calculators/index.html You can find Monika on her social media @monikahalan.  Twitter @MonikaHalan Instagram @MonikaHalan Facebook @MonikaHalan This is a Maed In India Production; check us out at www.maedinindia.in Creative Director: Mae Mariyam Thomas Project Manager: Shaun Fanthome Head of Audio: Kartik Kulkarni Producer: Meghna Gulati  Sound Editor: Kartik Kulkarni Artwork: Alika Gupta