A botched software update hobbled IT systems around the world, grounding planes and taking TV stations off-air. But it’s not just computer systems that can crash and burn from an innocuous mistake — welcome to the ‘single point of failure’. We discuss underappreciated risks that could devastate your personal finances. And in today’s Dumb Question of the Week: Is any investment completely safe? --- Thank you to Saxo for sponsoring this episode.  Sign up to claim GBP 200 back in online trading fees when you open an account with Saxo today via:  PensionCraft | Saxo (home.saxo) Capital at risk. T&C’s apply. --- Get in touch 📧 [email protected] 🎧 many-happy-returns.captivate.fm --- Join PensionCraft 🌐 Become a member at pensioncraft.com ▶️ Subscribe on YouTube --- Disclaimer This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice. Copyright 2023 Many Happy Returns