In this episode Mark broadcasts from the cruise ship Silver Nova off the coast of Australia.  Mark addresses the critical steps to take if you or someone you know is laid off. Topics include understanding severance packages, health insurance options like COBRA, applying for unemployment benefits, managing emergency funds, consolidating retirement accounts, and reassessing financial priorities.  Mark emphasizes focusing on controllable aspects and maintaining a positive outlook during such transitional periods. If you would like your question answered on the show, please send an email to [email protected] and put “podcast question” in the subject line. Episode Links: Mark’s Money Mind YouTube Channel Timestamps: 00:58 Navigating Job Loss: Initial Steps 01:35 Understanding Severance Packages 03:21 Health Insurance Options After Layoff 07:25 Managing Finances During Unemployment 09:36 Rolling Over Retirement Accounts 11:40 Finding New Opportunities 13:23 Episode Summary and Final Thoughts