Bridget and Ryan are stuck inside during a major rainstorm, which means it’s the perfect opportunity to answer a question they got from Archer in Los Angeles: What is insurance? Archer’s dad is an insurance agent, and he wants to get to the bottom of how his parent makes a living. We’ll learn the ins and outs of insurance and how it became a thing. Plus, we have a catchy song to help you remember the difference between some confusing insurance terms: “premium” versus “deductible.” For a special cartoon, discussion questions and tips for parents, check out our website! This episode is sponsored by Greenlight.  (For a limited time, get $10 when you sign up for a Greenlight account at greenlight.com/MILLION).