In this episode, Justin, Francis, Daniel and Patrick talk about what they know best: loans. They talk about the good and bad reasons to get a loan, where to get one, "low seasons" for getting loans, and what to consider when getting a car loan. Fun fact: This podcast is co-produced with Leverage.ph. "[Loaning] is a double edged sword... A loan can put you in really good times or it can bring you really bad times." - Francis The Millions Podcast is an in-depth discussion of business and personal finance for millennials by millennials. It is co-produced by Leverage.ph and Cocopod Club. Find out more about The Millions Podcast by visiting these sites: Leverage.ph: http://www.leverage.ph Cocopod Club: http://www.cocopod.club/millions