NEWS ON 11/27 CHINA'S INFO BROKERS ARE TURNING DATA INTO PROFIT 数据标的物将推动形成新一轮资产化创新 -----------------记得点亮右下角的爱心哦----------------- 1.     CHINA'S INFO BROKERS ARE TURNING DATA INTO PROFIT 数据标的物将推动形成新一轮资产化创新 Last year, data trading in China accounted for 13.4% of the world's total. Many companies active in the sector gathered in Shanghai at the weekend for the Global Data Ecosystem Conference. Our reporter Zhang Shixuan was there to find out what kind of data is being bought and sold, and whether the data trade in China is secure. 去年，中国的数据交易量占全球总量的13.4%。本周末，许多活跃在数据交易领域的公司齐聚上海，参加全球数据生态系统大会。记者张诗旋在现场了解了数据买卖的种类，以及中国的数据交易是否安全。 Where we go; What we buy; Who we are⋯ To someone, we're data. 我们去哪里；我们买什么；我们是谁......对某些人来说，我们就是数据。 “We need data. Data is the oil in the 21st century. ” “我们需要数据。数据就是21世纪的石油。” If it's regarded as critical as crude - it's going to be valuable, and serve as a foundation for a wide variety of businesses. Just as oil needs to be refined; data needs to be collected, sifted【筛选】 and analysed for it to be worth something. And in a country like China - with 1.4 billion people - there's a mountain of data out there. Let's start with a look at the nation's vast road transport network. 如果数据像石油一样重要，那么它就很有价值，并成为各种业务的基础。就像石油需要提炼一样，数据也需要经过收集、筛选和分析才能发挥价值。而在中国这样一个拥有14亿人口的国家，数据堆积如山。我们先来看看中国庞大的公路运输网。 Xu Saihua, Chairman & CEO /// Shanghai Jinron Digits Technology 徐赛花 上海金润联汇数字科技有限公司董事长兼首席执行官 “When a car passes by an ETC on the expressway, there's the information on the plate, the owner, the mileage, the time, the direction and the traffic fee.” “当一辆车过了ETC上高速，这辆车的车牌，车主，行驶的行程里程数，经过时间，行驶方向以及通行费的信息都有了。” ETC, or Electronic Toll Collection forms an online system which allows nonstop passage of freight vehicles. As of the end of 2019, there already nearly 200 million cars equipped with an ETC device. But who would want data from road toll gates? ETC即电子收费系统，是一种允许货运车辆不停车通行的线上系统。截至2019年底，已有近2亿辆汽车安装了ETC。但谁会想要公路收费站的数据呢？ Xu Saihua, Chairman & CEO /// Shanghai Jinron Digits Technology 徐赛花 上海金润联汇数字科技有限公司董事长兼首席执行官 “In the past, traditional financial institutions were hesitant to enter the road cargo transport industry. They think it's of high risks. There were internet platforms offering loans with annual interest rate as high as more than 30%. Now, we some banks are cooperating with us. They can get logistics operation information, and get data support after loan issuance【发行】. They are providing a less than 5% interest rate.” “以前传统金融机构根本就不敢进入货运行业，因为觉得这个风险高。现在我们合作的几家银行开始能够获得比如说这些物流的经营信息，及时地跟踪，他还贷中、贷后还能够有一些数据提供。他们的企业资金成本都在5%以内。” There have also been data products that can help insurance companies decide a reasonable price for different vehicles' insurance. These were first listed on the Shanghai Data Exchange last year. 此外，还有一些数据产品可以帮助保险公司决定不同车辆保险的合理价格。去年