In this thought-provoking episode of "Money Grows On Trees," host Lloyd Ross dives deep into the concept of retirement. He challenges conventional wisdom and questions whether the idea of waiting until age 65 to truly live your life might be a myth crafted by banks and employers. Lloyd shares insights on how to achieve financial independence now, rather than later, through entrepreneurship, strategic investments, and living a purpose-driven life. He also introduces the concept of the "Misoji," inspired by Japanese rituals, to live a fuller and richer life every year. Timestamps and Key Sections: 00:00 Questioning the necessity of traditional retirement plans. 03:24 Live joyfully now, aligned with your purpose. 07:58 Quarterly mini retirements with staycations or travel. 10:06 Start now, don't wait for "one day." Who is The Millionaire Money Mentor, Lloyd Ross: Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.   With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.   Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations.  Beyond his professional endeavors,  Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.   For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg Stay updated with his adventures on Instagram by following @lloydjamesross. Key Takeaways: Questioning Retirement– Is the concept of waiting until 65 to live fully a scam? Financial Independence– Strategies to become financially independent without waiting decades. The Misoji– Incorporating the Japanese ritual of doing one big audacious goal annually. Live Now– Practical advice on making small changes today to live a more fulfilling life. Mini Retirements– Embracing mini vacations to enrich your life regularly. SEO Keywords: Money lessons, financial goals, retirement, passive income, entrepreneurship, lifestyle entrepreneur, financial independence, retirement scam, business growth, money mindset, investing, personal finance, financial freedom, achieving goals, financial independence, lifestyle changes, retirement planning, live life now, Japanese ritual Misogi, bold goals, travel goals, mini vacations, mini retirements, staycation, ~~~ The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person, arising directly or indirectly from any person taking or not taking action based