In this episode of Money Made Simple, Jennie and Liv chat aaalllll about KiwiSaver contributions. They provide an overview of what the four different contribution types are (and how they work), how to keep track of them, and most importantly how to make them work harder for you... so you can grow the retirement nest egg you deserve! Key outtakes from this episode include: Check your employee contribution %, and use tools (linked below!) to make sure that it suits your needs (eg. for your first home purchase or to get to your retirement goal)If you can, make sure you qualify for the maximum Government Contribution - it is literally free money. If you have a windfall, consider using some or all of this as a voluntary contribution - it could have a big impact to your long-term balanceIf you experience an income and expense crunch, consider a savings suspension, but do this wisely - there can be significant consequencesResources we mention in this episode: - sorted.org - simplicity.kiwi (Retirement Calculator) Hopefully you'll finish this episode understanding exactly how KiwiSaver contributions work, and feeling empowered to make them work hard for you (and not the other way round!). --- Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful! Find us: Instagram Facebook LinkedIn Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.