In this episode of Money Made Simple, Liv and Jennie flip last week's episode on its head and chat about "good" debt, in part two of the debt conversation. They explain why borrowing money for certain things in life can actually improve your financial standing (remember: net worth!) in the long run. This week's episode covers: Two particular types of debt that are considered goodThe value of post-secondary education (and we don't just mean Uni) in terms of dollars and centsHow student loans actually work - and how much better they are than back in Jennie's day!The tricky topic of home ownership in NZ - and why it's so entrenched as the Kiwi dreamWhy there's such a HUGE difference between mortgage debt and consumer debt - for several reasonsOur personal stories around home ownershipResources we mention in this episode: Sorted.org calculators Hopefully by the end of this episode you'll have a SUPER clear idea around what types of borrowing you don't need to be afraid of, and how to use debt that will quite literally "pay off" in the long run.  --- Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful! Find us: Instagram Facebook LinkedIn Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.