In our 13th and final episode of the year, Money Made Simple hosts Liv and Jennie chat about what has become a hugely problematic part of modern life: financial scams. Scams are becoming more and more prolific, as well as increasingly sophisticated - fooling even the most vigilant people. We provide guidance on how to avoid scams and scammers, the 'watch outs' and how to keep your online data secure. Liv also shares a personal story about someone in her life that has recently been the victim of a scam. This week's episode covers: Up-to-date facts and figures on scams in NZ (scary spoiler alert: 9 out of 10 Kiwis have at least been targeted)Some of the most common scams in New Zealand... redirected parcel, anyone?! What to do if you find yourself being smished (we explain!) or phishedHow AI  is driving more sophisicated scams and what to look out forSome simple and useful tips on how to keep your online data safeResources we mention in this episode: CertNZ FMA - Report a scam here By the end of this  (slightly heartbreaking) episode, you should hopefully have a good awareness of common scams in NZ and some key red flags to look out for. You will have a new mantra - Be suspicious, never share personal info with anyone you don't know and when in doubt DON'T CLICK THAT LINK! And, if you're unlucky enough to have been a victim, you'll know how to report a scam - because the more we can share, the better prepared we can be! --- Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful! Find us: Instagram Facebook LinkedIn Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.