In this episode of Money Made Simple, Jennie and Liv tackle one of our favourite topics - the age-old passive vs active investing approach! We explain (in simple terms, of course) what these terms actually mean, and go into a little detail around some of the key differences between the two styles, both for an individual and a fund manager like Simplicity. We provide our own take on which approach is best (any guesses?!) and why. This week's episode covers: What we mean when we talk about "passive" vs "active" investing styles (and why they're important to understand - do you know how your KiwiSaver fund is managed?)The differences in resources, costs and fees involved for active vs passive investingHow the two approaches differ in terms of diversification (making sure your eggs aren't in one basket and all that jazz)Historic performance comparisons between passive and active fund managersOur own experiences dabbling in both types of investing approachesHow Simplicity is predominantly passive in its approach to investing, but how - and why! - we practice an element of active investing, tooResources we mention in this episode: S&P Global's SPIVA studies By the end of this episode, you'll hopefully have a much clearer idea of how the two main investment approaches work, and what kind of approach you may suit better in terms of your own investing (and maybe even KiwiSaver fund) preferences! We encourage you to understand and take an active interest in how and where your savings are being invested - it may make a big difference to your retirement game  %) --- Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful! Find us: Instagram Facebook LinkedIn Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.