We are told that we get what we deserve, but is that true? We get what we tolerate, accept and put up with.   People will put up with the most terrible situations in their lives including abusive relationships, bad jobs and low wages for years.  Have you noticed that there are people who seem to get treated better than others?  Have you heard the expression he or she is “nobody‘s fool”?  He or she just seems to demand respect and they get it! That doesn’t mean they are rude or...

In the realm of pensions and retirement planning, the Small Self-Administered Scheme (SSAS) stands as a potent yet lesser-known tool. To uncover its hidden gems and understand its potential benefits, we delve into an enlightening interview with Brian Harvey, an expert in the field. Firstly, what exactly is a SSAS? In essence, it's a pension scheme tailored for limited company small businesses, allowing greater control and flexibility over investments compared to traditional pension...

They say money doesn’t make you happy, but is that entirely true? Join me online on my free live money management training Wednesday at 7.00PM.  Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH If everything else was equal, would you rather: Be broke or rich? Live in a nice house or a dump? Drive a good car or an old banger? Get medical treatment now or in two years’ time? Travel first class or economy? Money is a tool that makes life easier for...

Join my Money Tips 365 Supporters Club on Spotify: -  https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Leverage is a term used in business for borrowing money or using debt to buy assets.  Other people’s money (OPM) has been deployed for centuries to help governments and businesses to raise capital, which I’ve written about in my book, Borrow and Grow Rich.  There is a big difference between good debt, which helps you buy assets that produce income, capital growth, and...

With energy bills, fuel and interest rates soaring, there’s never been a more critical time to make savings and learn how to manage our money to the best of our ability. I cover many more tips and money-making ideas in my programme, Master Your Money the S.M.A.R.T Way training. Check it out for free - https://bit.ly/3isugCr. Please LIKE and SHARE – WATCH YOUTUBE VIDEO - https://youtu.be/taJgXOqp9O0 Here are some tips to help you save and accumulate more money. 1 Pay yourself and save...

Inflation Down But Mortgage Rates Remain High For Homeowners Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe    #discipline #selfdiscipline #money #moneytips

Renters Reform Act could fail, but is this good news for landlords? Join my Money Tips 365 Supporters Club on Spotify: -  https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Section 24 Tax Hike Solutions Revealed By Property Accountant Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email...

Smart Money Is Buying Assets, Such As Gold and Silver, Stocks and Property, not leaving their money in the bank.  Join me online on my free live money management training Wednesday at 8.00PM. Register now ⁠https://bit.ly/3QPp8IH⁠  In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from the digital allure of cryptocurrencies to the stability...

Starting March 2024, each day I will be recording a short daily money tip - each day for 365 days. You’ll be able to find these tips, wherever you listen to your podcast, as well as my YouTube channel Charles Kelly money tips podcast.  Watch YouTube Version - https://youtu.be/6IpIptH76pc For those of you who want more in depth exclusive content, I will also be producing a more detailed money tip for my paid supporter subscribers on Spotify.  For just £4.99 per month you can access...

Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email [email protected] for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s In this 45 minute interview we discuss: What is Section 24 and when did George Osbourne introduce this tax hike on landlords? 6 options...

The UK is officially in recession after negative growth of -0.3% in the last two quarters of 2023. The economy barely grew last year by 0.1% following inflation, cost of living crisis and high interest rates. Inflation remained at 4% this month prompting hopes of a cut in interest rates in March or April. The government borrowed £7.8 billion in December and the national debt stands at £2.7 trillion and 97% of GDP. UK house prices rose in January according to the Halifax, but ONS figures a...

'Women falling behind men in pension savings due to gender pay gap and career breaks' say Legal and General. What can you do to manage your money and become financially free? Buy-to-Let investors pension plans devasted by George Osborne’s Section 24 landlord tax hike. See: – Transfer Property Into A Limited Company Without Paying CGT or Stamp Duty to offset Sec 24. ⁠https://youtu.be/mtGq7WaVxLA ⁠ Where to find me: Money Tips website: https://moneytipsdaily.com/ YouTube Channel:...

Investing is often perceived as a rational and analytical process driven solely by numbers and market trends. However, beneath the surface lies a complex web of emotions that can significantly influence investment decisions. Understanding the psychological aspect of investing is crucial for investors looking to navigate the markets successfully. In this article, we delve into why investing is often based on emotional decisions and how recognizing and managing these emotions can lead to better...

Investing is often perceived as a rational and analytical process driven solely by numbers and market trends. However, beneath the surface lies a complex web of emotions that can significantly influence investment decisions. Understanding the psychological aspect of investing is crucial for investors looking to navigate the markets successfully. In this article, we delve into why investing is often based on emotional decisions and how recognizing and managing these emotions can lead to better...

The Israel Gaza war could have far reaching consequences for western economies and your finances. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, register now below to avoid disappointment. ⁠https://bit.ly/3QPp8IH⁠ Watch video on Charles Kelly Money Tips Podcast - https://youtu.be/umoG7t3qGNE In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors...

Why Invest in Gold and Silver Compared to Crypto, Stocks or Property – An in interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call. In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from...

Why Invest in Gold and Silver Compared to Crypto, Stocks or Property – An in interview with Josh Saul, gold expert, discussing the merits of including precious metals in your portfolio. Click here https://pure-gold.co/charles-kelly for a free gold, investment report, and discovery call. In the ever-evolving landscape of investment opportunities, the age-old appeal of precious metals like gold and silver remains steadfast. Investors are often confronted with a myriad of choices, ranging from...

Buying a house is not “that difficult” NatWest Chairman Sir Howard Davies claims! Buying a house in the UK is not “that difficult”, according to banker Sir Howard Davies, who is paid £763.000 a year by NatWest. His remarks in a BBC interview have caused outrage, especially among the ‘generation rent’ who are struggling to save for a deposit while rental prices reach record highs and the cost-of-living crises continues. Watch full video - https://youtu.be/acOsNvTnb2A This week, the average...

Hey, everyone! Welcome back to the channel. As we step into a brand new year, it's the perfect time to set the stage for an amazing year ahead. Today, I've compiled seven powerful things you can do to make 2024 your best year ever. Watch video version at Charles Kelly Money Tips Podcast: https://youtu.be/8oZ30NHVAr8 Set Clear Goals: Start by defining your objectives for the year. Whether it's personal growth, career milestones, health targets, or financial aspirations, setting clear,...

New Property Opportunities Falling Property Prices And Higher Rents Make Buy-to-Let More Attractive In 2024 In recent years, the landscape for buy-to-let investors and property owners has posed significant challenges, marked by soaring interest rates and escalating energy expenses. The introduction of Section 24, elimination of wear and tear allowances, heightened stamp duty, and increased regulatory measures have collectively burdened buy-to-let investors, necessitating adaptation to a...

BUY CANDLES, Torches and Battery Powered Radios, Dep PM Warns UK Deputy Prime Minister, Oliver Dowden MP has issued a warning to British people to prepared for power cuts and cyber attacks by keeping a supply of candles, flashlights and battery powered radios. Announcing the formation of a ‘resilience academy’ he advised Brits  to prepare for communications blackouts and retain their ‘analogy capabilities’. In this ⁠video⁠ podcast (⁠https://youtu.be/cuoB1rA8Yhk⁠): Prepare for disaster,...

STOP WORKING FOR FREE!  - Why Do Small Businesses Do Work For Nothing? Get paid for what you do in advance. Always agree terms and take part or full payment up front whenever possible. Are you using an accounting or invoicing system? Systemise – the difference between a small business and large concern. You are not a bank, so why are you offering credit? My experience Do you have unrecovered debts and if so do you need help getting paid? Are you in debt and unable to pay...

Last chance to join my live 1-Day SMART MONEY WORKSHOP for just £17 for 2 places. Saturday 25 November 10-4pm - reserve your seat now - https://buy.stripe.com/00g01E92W4R8cfebII  Fixed mortgage interest rates have dipped below 5% after new figures show that inflation fell from 6.7% in September to 4.6%, less than half the 11.1% rate in October 20022. In his Autumn Statement, Chancellor Jeremy Hunt announced plans to increase state pensions by 8.5, benefits by 6.7%, unfreezing Local Housing...

These 12 Rich Habits Will Make You Wealthy, Guaranteed! Join me on my free webinar, three steps to financial freedom and successful money-management, Wednesday at 8 pm. Don’t miss it, click the link below. https://bit.ly/3QPp8IH Pay Yourself First Live on a Percentage of Income  Don’t Just Save, Invest! Start Investing Early Manage and Organise Your Money Budget Your Spending Know Your Numbers Avoid Bad Debt and Credit Use Good Debt and Leverage Develop The Right Money Mindset Educate...

Where will you be in 5 years?Join me online on my free live money management training Wednesday at 8.00PM.  Register now https://bit.ly/3QPp8IH Have you even thought about it?What are your plans, goals or dreams?What actions are you taking towards getting where you want to be?Do you have a mentor?Who do you need to become to reach your goal?Will you have enough money to retire or quit the rat race? TIME TO GET SERIOUSThere are 24 hours in every day.   We all have something in common. We...