Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbv If getting into the property market is something you're working towards, securing your first home or investment could be sooner or more achievable than you think. In today's episode guest mortgage broker Genevieve aka Gell Fordham from Sphere Home Loans shares her top tips for first home buyers and answers your questions. The episode touches on: 👉 should I buy now or wait until I have a bigger deposit? 👉🏽 buying in strata 👉 rentvesting 👉🏼 engaging a mortgage broker 👉🏾 parental guarantees & the First Home Guarantee scheme 👉🏿 is Lenders Mortgage Insurance (LMI) all that bad? 👉🏻 using First Home Super Saver (FHSS) scheme funds 👉🏼 how will debt / a car loan / HECS/HELP affect my borrowing capacity? 👉🏽 I'm self-employed, how will it affect my ability to get a loan? 👉🏾 what's the minimum deposit needed to secure a mortgage? 👉🏿 how much $ will children affect my borrowing capacity? 👉🏻 can I spend money between getting my pre-approval and full approval? Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.