Having to wait 30, 60 or even 90 days for a company to do good on their invoices often without the certainty that the payment will come can be critical to SMEs. The wealth of data available to companies these days is bolstering the creation insights and predictive power businesses have at their fingertips. One of the areas in finance that is seeing an enormous amount of transformation from more data and new ways of putting it to use is the area of credit worthiness and credit risk assessment.  For companies this can dramatically improve the precision with which they can assess who to do business with, a super power that,  can not only help them ensure that trading partners are able to honour their commitments,  but that can also help them maximise business opportunities along their value chains In this highly informative and engaging interview with Timm Jeppesen, CEO & Co-Founder at Risika we hear about the challenges that Small and Medium Enterprises  (SMEs) face when transacting with organisations that are at risk of losses from non-paying partners. Hear about how technology is helping SMEs assess the risk of doing business with each other and how Risika is creating services that businesses can use to maximize the value of commercial relationships with their partners while reducing risk.