Getting smarter about money is not the same as being more skilled with money. And the research clearly shows that financial outcomes are mediated moreso by behaviour than intelligence. Yet the vast majority of people relentlessly seek information and neglect to take action. In the first episode of their new series, Ryan and Terry discuss why this is, and share some of their biggest learnings from helping others take action and build skills and habits to improve their money lives. Also in this episode The one thing most money experts get wrong about behaviour when prescribing personal finance solutions.A simple model that explains why we do or don’t take an action.The least understood component of the behavioural equation.The six sources of influence you can use to engineer powerful personal change. 👉  Level up with Compass Get started using the only habit formation system for personal finance. Show notes:  Click here to see notes on this show and all resources & links mentioned. Private podcast community: Click here to get to know us better, debrief episodes and access our top 100 resources. Other links 👇 Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.