Every financial decision is a vote for where you'll end up in the future. But most happen on the fly. So how do we make sure we're making great day-to-day financial decisions without becoming exhausted and overwhelmed in the process?  In this episode, Ryan and Terry explore the structural dimension of change. Structure dictates behavior, so by changing the structure you can tune your behaviour to align with your goals automatically.  Also in this episode: How to know whether your current banking structure is working for or against youThe two 'jobs' a good banking structure must accomplish for its user 5 Steps to customise your banking structure by gearing it to your goals.  👉  Level up with Compass Get started using the only habit formation system for personal finance. Show notes:  Click here to see notes on this show and all resources & links mentioned. Other links 👇 Money mentorship: Click here to start putting what you've been learning into practice. Corporate program: Click here to find out more about our workplace program Follow us on Instagram: Click here to see behind the scenes of our business and learn more about personal finance in bite-sized chunks.