As the year winds down, it's crucial to ensure your financial house is in order. Join us for a thoughtful episode where we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come.   Here’s some of what we discuss in this episode: 1:44 – General planning + investment strategies 5:20 – Tax-loss harvesting & RMDs 9:21 – Insurance and health care planning 11:37 – Income and lifestyle 15:41 – Real estate and relocation 18:32 – Fraud and cybersecurity 19:41 – Generational wealth considerations   For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts