Property Apprentice financial adviser and owner Debbie Roberts delves into the recent Reserve Bank announcement and its impact on interest rates across New Zealand. In this insightful discussion, Debbie explains the intricacies of the Official Cash Rate (OCR) and its role in shaping mortgage rates, alongside key economic indicators like inflation and employment figures. Discover why the Reserve Bank has chosen to maintain the status quo and explore the implications for future OCR adjustments. Gain valuable insights into debt-to-income ratios (DTIs) and their significance in maintaining stability in the housing market. With expert predictions and practical advice on navigating the evolving interest rate landscape, this episode is essential viewing for homeowners and investors alike. Tune in now to stay informed and make confident financial decisions in today's property market! 🏡 Don't miss out on our upcoming event! Join us at https://www.propertyapprentice.co.nz/auckland-events/ to stay updated. 💼 Get to know how we can help! Schedule a free strategy call with Paul Roberts at https://www.propertyapprentice.co.nz/free-strategy-call/. Stay ahead in the real estate game with us! #investingforbeginners #RealEstateTips #rbnz  #ocr #cashflow #nzproperty Support the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.