In this episode, Saam speaks to James Farge - Sales Director at Catalyst Property Finance & Managing Director at HIVE & Partners. James is a property and finance sales professional with over 15 years of experience working on global projects for a range of private and corporate clients. In this video, James shares his interesting story on how he got into property, as well as some useful tips for investors when securing property finance. 00:00 - James Farge Intro 02:05 - How James started in property 22:49 - Highstreet banks vs Alternative lenders 25:50 - How do lenders deal with a volatile market? 29:40 - What do lenders look for when reviewing property finance applications? 43:10 - How do lenders deal with investors who run out of time to complete a deal? 46:40 - When property finance deals go wrong _______________________________________ MORE CONTENT ON INSTAGRAM! 🧠 📲 Follow Property People on Instagram. _______________________________________ This episode is sponsored by PLMD Group. PLMD Group is made up of PLMD Development, PLMD Estate Management and PLMD Capital. PLMD Group provide expertise in real estate development combined with asset management. With more than 70 Build to Rent(BTR) properties and £20M+ assets under management, their extensive knowledge of local planning policies have resulted in a strong track record turning liabilities into valuable assets. PLMD also help UK & overseas investors looking for value-add properties and ground-up green developments in the UK residential market, build to rent sector in London & its suburbs. The group delivers value through a fusion of experience, innovative design, imagination, hands-on management and sustainable resources. Find out more about PLMD Group here. 🗣️ Host: Saam Lowni Saam has 20 years of experience in residential & commercial property, sales, lettings, management and finance. Saam was a founding member of a Property Finance Provider which grew its fund from £0 to £300m. He also founded Merryoaks Property Finance in 2021 to provide bespoke property finance to investors & developers and launched Property People in 2018 to connect with investors and developers across the country to share valuable information and stories. 🔗 Saam's LinkedIn 📲 Saam's Instagram 📲 Property People on Instagram 📣 GUESTS & SPONSORSHIP 📣 Are you a property professional with something interesting to share? Would you like to sponsor an episode and get your business in front of our audience of property investors & developers? Email [email protected] to feature on the pod or sponsor an episode!