Check out Multipl - The only app to invest in mutual funds for your spends Testdrive Spendvesting - Get ₹1000 Amazon Shopping Gift Card by Spendvesting ₹100 over 7 instalments. Link: https://app.multipl.xyz/RAJSHAMANI Use Invite Code: RAJSHAMANI Order 'Build, Don't Talk' (in English) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/eCfijRu⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Order 'Build Don't Talk' (in Hindi) here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amzn.eu/d/4wZISO0⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Disclaimer: This episode is intended solely for educational purposes and opinions shared by the guest are his personal views. We do not seek to defame or harm any person/brand/product mentioned in the episode. Our goal is to provide information to help audience make informed choices. 📺 Watch Figuring Out episodes on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/playlist?list=PLE0Jo6NF_JYO5-phess8GKafKMtPv3tfZ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Timestamps: (00:00) - Introduction (02:16) - Rich getting richer, poor getting poorer (08:19) - Personal finance mistakes despite good saving habits (12:38) - Wrongs happening in finance (15:49) - Distributor vs Advisor (22:00) - Maintaining the balance of wants, needs & savings (30:38) - Research they do for huge companies (36:20) - SEBI, Adani controversy (40:25) - Country with the shadiest market (47:53) - Fastest growing emerging market (50:05) - Most money making sector (51:13) - Sector he lost his money in (53:00) - Sector he made the most money in (54:33) - What Multipl does (1:02:36) - Are credit cards really useful? (1:11:22) - His thoughts on change of world order (1:15:04) - Thank you! In today’s episode of Figuring Out, we have Vikas Jain in conversation with Raj Shamani. He is the Co-founder and CIO at Multipl, SEBI RIA. In this episode, we talked about why some people remain poor while others keep getting rich, why many Indians have poor personal finances when they have good saving habits, and the wrong things happening in the finance industry. We then talked about the budgeting thumb rules, the latest SEBI news, and industries that have more transparency in formation and which don’t. Towards the end, we talked about the fastest growing market, sectors of stock where he had lost money and his research on Britannia company. We then talked about what his company Multipl does, what services it provides, how it helps the consumers, what unique things it offers, and the comparison between Multipl, credit card, and money keeping in a bank. For such insightful episodes, subscribe to our channel now! Follow Vikas Jain Here: Instagram: https://in.linkedin.com/in/vikas-jain-cfa LinkedIn: https://x.com/vickysjain Follow Multipl Here: Instagram: https://www.instagram.com/multiplmovement Facebook: https://www.facebook.com/MultiplMovement Twitter: https://twitter.com/MultiplMovement LinkedIn: https://www.linkedin.com/company/multiplapp/ To Know More, Follow Raj Shamani On ⤵︎ Instagram @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter @RajShamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/rajshamani⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook @ShamaniRaj ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/shamaniraj⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn - Raj Shamani ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/in/rajshamani/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ #finance #financetips #multipl #investment #savings #creditcard #vikasjain