The last three years have seen unprecedented economic and social changes due to the COVID-19 pandemic. As we near the holidays, it’s an ideal time to look back at the highlights of 2022 and forward to what 2023 might hold.   Rob McLister, interest rate analyst, mortgage rate planner, Globe and Mail mortgage columnist, and editor of MortgageLogic.news, joins Ready to Real Estate host and TRREB Chief Market Analyst Jason Mercer to talk about the impact of the Bank of Canada’s interest rate hikes on mortgages, the housing market, and more.