This trend going around social media is one of the stupidest mistakes you can make when buying a house! People are taking out HELOCs to solve their cash-flow problem at a huge risk to themselves. Learn why not to do this—and what you can do instead. Helpful Resources:   Learn more about what exactly a HELOC does and what you should do instead: ramseysolutions.com/heloc.  Find the only real estate agents in your area endorsed by Dave Ramsey.