Over these past few weeks, we have been discussing the FIRE movement with Kevin Sebesta, a coach in the RRC who achieved FIRE some time ago and has been rocking retirement ever since.  This week Kevin helps me explore the challenges that retiring early can bring. Listen in to hear if these are similar to the issues you face in retirement.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT [4:58] The challenges of leaving traditional work early [10:55] Healthcare is one of the challenges [17:28] The non-financial challenges of FIRE LISTENER QUESTIONS WITH ANDY PANKO [27:44] Which Social Security benefit should we take? [31:28] Relating to working with a bad financial advisor [36:47] What to do with an overfunded whole life insurance policy [43:07] How are IRMAA surcharges calculated? TODAY’S SMART SPRINT SEGMENT [47:55] When you’re in a disagreement with someone, step out and reset yourself to gain perspective Resources Mentioned In This Episode Retirement Planning Education podcast Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger’s Retirement Learning Center