The moment you’ve been waiting for is here! The Rock Retirement Club has opened its doors once again. Enrollment is open until July 18, so head on over to Rock Retirement Club to sign up today. After you do that, listen to this episode to learn how to protect yourself and your data from scammers. On this episode, Pete, a cybersecurity expert, joins me to discuss ways to secure your personal information. Listen in to hear how you can defend your data.    OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS [4:51] Are SMA’s the right choice for tax strategies? [10:45] On drawing down an HSA [14:01] How to get unbiased financial information [18:38] How do you define whether someone is overfunded, constrained, or underfunded? PRACTICAL PLANNING SEGMENT [23:20] What Pete does [26:50] What you should do first [41:04] Your level two line of defense [53:05] Level 3 [1:01:44] Final thoughts TODAY’S SMART SPRINT SEGMENT [1:03:12] Take one baby step from the list to protect your data Resources Mentioned In This Episode 1Password LastPass Align.Financial Rock Retirement Club Roger’s YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger’s Retirement Learning Center