Nietzsche advised us to step out on the edge and take a chance. He urged us to do something different with our lives. "We need to break ourselves in two," he said. And then create an even greater self.
We like to trust people. That is a good thing. However, sometimes we can be taken advantage of if we are not careful. As we grow older this can become a very serious problem.
I know some people who say they don’t know what they would do if they were retired. My experience tells me that you will, or can be, very busy. Busy, but busy doing exactly what you want to.