In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! --- 💰 Join 300+ members of the ⁠Rich Habits Network, click here!⁠ --- 👉 Public is your one-stop-shop for all things investing! Crypto, bonds, T-bills, stocks, and more. Be sure to sign up at ⁠⁠⁠⁠Public.com/richhabits⁠⁠⁠⁠ --- 👉 Join 45,000+ other investors and subscribe to the ⁠⁠⁠⁠Rich Habits Newsletter!⁠⁠⁠⁠ New editions published every Thursday. --- ⭐ Download our FREE Budgeting Template –...

⭐️ Join the ⁠Rich Habits Network⁠ before September 1st to lock in your price! --- In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three additional ways to generate yield inside of your portfolio -- especially as the Fed is now expected to begin cutting rates. --- ⭐️ Open an account with ⁠Frec⁠ to begin direct indexing countless indices and automatically tax-loss harvest! --- 👉 Join over 44,000+ other investors who read the ⁠⁠⁠⁠⁠⁠⁠⁠⁠Rich Habits...

⭐ Join the Rich Habits Network! ⁠Click Here!⁠ --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Public is your one-stop-shop for all things investing! Crypto, bonds, T-bills, stocks, and more. Be sure to sign up at ⁠⁠Public.com/richhabits⁠⁠ --- 👉 Join 45,000+ other investors and subscribe to the ⁠⁠Rich Habits Newsletter!⁠⁠ New editions published every Thursday. --- ⭐ Download our FREE Budgeting Template –...

⭐️ ⁠Click here to join the Rich Habits Network!⁠ There are already 185 loyal listeners who have joined, and we can't wait to have you join us too! :) --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for preparing for an economic recession. After all of the headline news of economic turmoil, we wanted to make sure everyone listening to our show is completely prepared for whatever might come our way over the coming months....

⭐ Join the Rich Habits Network! Click Here! --- In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- 👉 Public is your one-stop-shop for all things investing! Crypto, bonds, T-bills, stocks, and more. Be sure to sign up at ⁠Public.com/richhabits⁠ --- 👉 Join 45,000+ other investors and subscribe to the ⁠Rich Habits Newsletter!⁠ New editions published every Thursday. --- ⭐ Download our FREE Budgeting Template –...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz and joined by Jay Jacobs -- Head of Active and Thematic ETFs at BlackRock. Jay recently published his mid-year report for 2024, and you're not going to want to miss it. Here's a link to the report in case you haven't read it yet. In his report, Jay details two major investment themes -- AI and manufacturing. The purpose of this episode is for our listeners to learn about investment opportunities surrounding...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I invest my sinking fund? What's the difference between SPY and SPYI? Am I ready to buy an investment property? What do you think about YieldMax ETFs? How do I invest as someone in their 70s? What should I invest toward for an early retirement? We make $250K / year, what now? --- 👉 Public is your one-stop-shop for all things investing! Crypto, bonds, T-bills, stocks,...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explain what NOT to do during market corrections. The stock and crypto markets are experiencing a healthy correction, with most indices down by -5 to -10% over the last few weeks. Over the long-term, this correction will simply be a blip on the radar. --- 👉 Register for our free angel investing / pre-IPO investing webinar, ⁠⁠Click Here! ⁠⁠ --- 👉 Join over 43,000+ other investors who read the ⁠⁠⁠⁠Rich Habits...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I buy an ATM business? Take out a HELOC to invest? How do I buy the dip effectively? Can I arbitrage my tax refund every year? Should we sell our home and live overseas? FXAIX vs. VOO --- Don't forget to check your email inbox this morning! The ⁠⁠Rich Habits Newsletter⁠⁠ goes out every Thursday :) --- Register for our pre-IPO / angel investing webinar! ⁠⁠Click...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz break down how the Federal Reserve's rate cuts will impact your money. Specifically they talk about the real estate market (both residential and commercial), the stock market, your high-interest debt, as well as your high yield savings accounts. --- 👉 Register for our free angel investing / pre-IPO investing webinar, ⁠Click Here! ⁠ --- 👉 Join over 43,000+ other investors who read the ⁠⁠⁠Rich Habits...

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! Do I max out my Roth IRA or my 401(k)? How do I best help my dad get ready for retirement? I'm a 39 year old immigrant, what next? I make $110K in the Army, do I buy or rent? I'm up 100%, should I sell my stocks? --- Don't forget to check your email inbox this morning! The ⁠Rich Habits Newsletter⁠ goes out every Thursday :) --- Register for our pre-IPO / angel investing webinar! ⁠Click...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest disagreements with Dave Ramsey. Despite popular belief, we're aligned with Dave on a few things... don't have a mortgage in retirement, get rid of the high-interest car debt, etc. However, there are a few things we completely disagree with. In this episode, we dive into them and explain our side of the story and why we believe our perspective will help the average American reach...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Don't forget to check your email inbox this morning! The Rich Habits Newsletter goes out every Thursday :) --- Register for our pre-IPO / angel investing webinar! Click here! --- Public has finally launched options trading on their platform! To create an account and begin trading options, ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠ --- ⭐ Download our FREE Budgeting Template – ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click...

In this episode of the Rich Habits Podcast, we sit down with entrepreneur and real estate mogul Jaspreet Singh. While Jaspreet is the CEO of Briefs Media, you might instead recognize him from his YouTube channel Minority Mindset. Jaspreet shares with us why it's important to work on the business and not in the business, how he began to grow his real estate empire, and his biggest lessons along the way. Here's Jaspreet's Instagram account and YouTube channel! --- 👉 Register for our...

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! --- Should I convert my Traditional IRA into a Roth? What should I do with $500K in savings? What exactly is high interest debt? How should I allocate $120K across investments? How do I DCA a lump sum of cash? What should I do as someone making $10K / month? --- Join our pre-IPO / angel investing webinar, click here! --- Subscribe to the Rich Habits Newsletter, ⁠⁠⁠⁠⁠⁠⁠⁠click...

In this episode of the Rich Habits Podcast, Robert and Austin walk through a 10-point financial checklist every parent needs to complete. Every single one of these points will cause a material change in the financial outcome of your child. Generational wealth is the goal, let's get there together! --- Join us for our pre-IPO & angel investing webinar! August 8th at 4p ET. Register now! --- Invest into physical gold through your Roth IRA using Preserve Gold. Click here! --- Find...

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I buy a house or build my base? When am I ready to buy single stocks? What do I do about this match on my 401(k)? Should I max out my 401(k)? What is a bridge account? When am I ready to trade options? Should I sell my business for $1.5M? --- Subscribe to the Rich Habits Newsletter, ⁠⁠⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠⁠⁠ --- Public has finally launched options trading on...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz get personal with their own life situations and past traumas. We share our own perspectives on aging parents, as well as how to prevent the #1 cause of bankruptcy in the USA. --- Learn more about long-term care insurance & term life insurance by visiting Suriance's website: suriance.com/richhabits --- Sign up for your 30-day free trial of the all-in-one personal finance app, Monarch Money! Visit...

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! How should I split my 401(k) between Blue Chip funds and Target Date funds? Should I pay off student loan debt or invest? What are my retirement investing options as a real estate agent in Tampa, FL? How do I increase my passive income if I get laid off at work? I want to cash out my 401(k) to invest in real estate, is this a good idea? How am I taxed on SPYI and QQQI? --- Subscribe...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz flip things around. Instead of talking about setting your family up for generations or optimizing your tax situation, they instead wanted to cater an entire episode around the person who's living paycheck to paycheck and trying to dig themselves out of a hole. Personal finance is personal. We all have a unique relationship with money. Some people have it in abundance, others work countless hour every week to earn...

In this episode of the Rich Habits Podcast, Robert and Austin answer your questions! How do I talk to my boyfriend about money? Should I rollover my old 401(k)? How do I pay for $320K worth of tuition? We have $300K in Google, time to diversify? Do I buy my dream home? Where do I buy altcoins? Is the market going to crash? --- Subscribe to the Rich Habits Newsletter, ⁠⁠⁠⁠⁠click here!⁠⁠⁠⁠⁠ --- Public has finally launched options trading on their platform! To create an...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about tax loss harvesting. They also welcome Mo, the CEO of Frec.com, to the show to break down direct indexing + tax loss harvesting in a more intricate way. --- Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabitsPurchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.See...

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! What return assumptions do you use? How should I add Bitcoin to my Roth IRA? What is Section 121? Should I take out a HELOC to invest? Pay cash for school or build my base? Should I use a 3X leveraged ETF? Should I sell my investment property for a loss? --- Subscribe to the Rich Habits Newsletter, ⁠⁠⁠⁠click here!⁠⁠⁠⁠ --- Public has finally launched options trading on their...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz break down three financial concepts you need to know. Dividend Reinvestment Savings Rate vs. Rate of Return Net Income vs. Free Cash Flow There are of course several other concepts that are important for building wealth and analyzing new investments, but these concepts will get anyone moving in the right direction! Don't forget to subscribe to the new Rich Habits Newsletter! 2,300 of you already have since...

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Should I roll over my IRA for Robinhood's match? How do I roll over my old retirement accounts? Should I pay off my car or my student loans? Can I use a promotion as an excuse to switch 401(k) providers? What do I do with $70K in settlement money? Should I sell my rental with $385K of equity? --- Subscribe to the Rich Habits Newsletter, ⁠⁠⁠click here!⁠⁠⁠ --- Public has...