In this episode we answer emails from Average Joe, Matt, Kimbrough and Jon. We discuss goooooold, Matt's proposed portfolio, preferred shares fund PFF and how often to look at your portfolio without going insane.But first we discuss a recent article from David Blanchett recognizing that a 5% withdrawal rate ought to be the standard for financial planners and a New York Times article about financial independence and the EconoMe conference.Links:David Blanchett 5% Rule Article: Is t...