Romping around the Wasatch mountains as a kid taught Carl Richards that the outdoors had a certain value, albeit hard to define. Carl majored in finance and and began a career as a financial planner. He worked for some major firms before starting his own business-- managing clients’ money, public speaking, illustrating, and writing the New York Times column, The Sketch Guy. Carl felt successful. And with that came a sense of security and “stuff”-- money in the bank, a big house, international trips, the latest outdoor gear. But after nearly losing everything he had worked for, Carl redefined the value he places on stuff and experiences.