Joel Gandara sold his businesses a few months ago, is retired, doing what he enjoys - so he’s feeling pretty good about his life choices. But a few years ago, it was a very different story. It seemed more likely that Joel would find himself back where he’d begun - and Joel didn't have the easiest start to life. -- To get a better handle on your security, check out https://npsa.gov.uk/innovation and download their free Quick Start Guide.