Have you ever asked yourself the question, “How did I get here?” How did I get so behind on my goals and dreams? How did I end up in this toxic relationship? How did I get into this financial mess? No matter how good things are going, life has a way of throwing us all a curve ball. This week’s guest knows exactly what that’s like. Derek Olsen (http://beatnikbudget.com/) was at one point earning a decent-sized paycheck, debt free, had an emergency fund and a six figure net worth, but then life threw him a curve ball and he found himself in a serious financial struggle which would put his new marriage to the ultimate test. Join us on this week’s show, as we discuss how Derek’s life was turned upside down financially and hear the practical principals and strategies Derek used to weather the storm, which we can all utilize when we find ourselves asking the question, “How did I get here?”