On this episode of Shunya One, Shiladitya and Amit are joined by Giridhar Yasa, Chief Technology Officer of Lendingkart. Giridhar talks to us about why access to financial products for MSMEs is a challenge, what Lendingkart does, who they finance and how it was started. They further talk about how is the loan given to small businesses, what is the process like and how is data being collected. Shiladitya and Amit ask Giridhar about the advancement of API and GST and how they aid his model, and the ability to pull information today. Further they talk about what are the tech innovations been done by Lendingkart to keep that edge in the industry and what do the next 3-5 years look like for the company. Tune in for this and much more. Follow Lendingkart Linkedin & Twitter: https://www.linkedin.com/company/lendingkart/ https://twitter.com/Lendingkart Follow Giridhar Yasa on Linkedin & Twitter: https://www.linkedin.com/in/appaji/ https://twitter.com/appaji Tweet to hosts @shiladitya & @doshiamit for your questions or reactions to this episode. http://ivmpodcasts.com/shunyaone You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app. You can check out our website at https://www.ivmpodcasts.com/