While many would like to predict what the markets will do in 2024, it’s just not possible. Peter and Charlie suggest ditching predictions and offer four focused resolutions for investors to consider not just in 2024 but for life. They also discuss the importance of building habits in making personal resolutions for the new year and highlight two of their favorite books lately. Lastly, they touch on the growing national debt and explore whether there’s any meaningful signal in the huge market returns observed in November and December.