You may be surprised to learn that most millionaires come from families with average or below-average income and built their wealth independently. On episode 22 of Signal or Noise, Peter and Charlie discuss five common misconceptions about millionaires that may be keeping you from building wealth. They also share helpful tax tips, provide insights around retirement withdrawals and delve into the National Association of Realtors’ recent settlement. Lastly, they provide perspective on the current unemployment rate and what it may mean for the economy in 2024.