💵 Sign up for EveryDollar today. Create a free budget!  In this week's episode, George and Rachel are giving financial transformations a nostalgic twist by channeling early 2000s makeover shows, complete with dramatic "before and after" reveals.    Next Steps  📱Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   🎓 Learn to win with money by enrolling in...

💵 Sign up for EveryDollar today. Create a free budget! Ever wonder how far some people will go for money? Join George and Rachel as they unravel the dark side of money psychology and its gripping ties to true crime. From insurance payouts to money laundering, they’re uncovering what makes money a motive for crime. Next Steps ·      🖋️ Make a plan for your legacy today! Create your state-specific will online with the help of Mama Bear Legal Forms. ·     🔐 Protect your family’s future. Get...

💵 Create a free budget! Sign up for EveryDollar today. If “financial literacy” is as foreign to you as our obsession with avocado toast, that could cost you a lot more than an embarrassing moment at brunch. Join Rachel and George for a breakdown of all the financial terms you need to know. But don’t worry, they’ll be attempting some random trivia of their own. Next Steps ·      💰 It’s never too late to learn about personal finance! Learn more about any financial topic at ramsey solutions...

💵 Sign up for EveryDollar today. Create a free budget!  What do puka shells, water beds and lifted trucks have in common? They’re all status symbols (or were at some point). In this episode, Rachel and George will unpack the most popular and bizarre status symbols from throughout history and around the world. They’ll also reveal which ones are worth pursuing—and how to not break the bank in the process. Next Steps ·      📱 Submit a Guilty as Charged question for Rachel and George! Send a DM...

💵 Sign up for EveryDollar today. Create a free budget!  Cue the confetti! What better way to celebrate Rachel's and George’s birthdays than with some birthday-themed trends and trivia, the birthday freebie list that dreams are made of, and affordable gift ideas. Plus, they’ll give their best tips for throwing a birthday bash on a budget. Next Steps ·      📘 Check out Rachel’s newest book for a sweet way to talk to your kids about the most important gifts in their lives.   ·      💵 Start...

💵 Create a free budget. Sign up for EveryDollar today! You were “today years old” when . . . you learned about catch-up contributions, HSA benefits and the scam of genuine leather. Today we’re spilling all the tea on money (and life) lessons we learned too early, too late or right on time. Next Steps 📗 Order George Kamel’s new book, Breaking Free From Broke. https://store.ramseysolutions.com   📱 Submit a Guilty as Charged question for Rachel and George! Send a DM to @rachelcruze or...

💵 Sign up for EveryDollar today. Create a free budget! We love a heroic attempt to save money! Until it backfires. (Let’s be real: We’ve all botched at least one DIY project.) Join Rachel and George for a relatable recap of the internet’s best frugal fails and find out where penny pinching might cost you more in the long run! Next Steps ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ➡️ Don’t miss out on the tax deductions you qualify...

💵 Create a free budget! Sign up for EveryDollar today.  Venmo requests for $2? Obsessively checking the Dow’s daily swings? No thanks! Rachel and George are calling out America’s cringiest financial “icks” so you don’t have to. Plus, they’ve got some thoughts for the haters who think our tried-and-true financial principles are a total turnoff.    Next Steps ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·      ➡️ Don't miss out on the...

💵 Sign up for EveryDollar today - Create a free Budget! Stash, stash, spend! In this episode, Rachel and George are breaking down America’s current attitude about saving money. Plus, they’ll decide which popular explanations for dipping into savings are justified—and their answers might surprise you. Next Steps ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·       ➡️ Don't miss out on the tax deductions you qualify for—get help from a...

💵 Create a free budget! Sign up for EveryDollar today.  Life is hard, but it’s nothing a “little treat” can’t fix . . . right? Get Rachel and George’s take on the true cost of those seemingly innocent serotonin splurges. Plus, we’re keeping our hosts honest about the treats they secretly love to indulge in! Next Steps ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke. ·      ➡️ Don't miss out on the tax deductions you qualify for—get help...

💵 Sign up for EveryDollar today. Create a free budget!  Are we the world’s biggest basketball fans? Not exactly. But we’re always game for a friendly bracket competition! Join Rachel and George for a special round of March MONEY Madness as they debate some of the worst financial products in the world. Next Steps ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.   ·      ➡️ Don't miss out on the tax deductions you qualify for—get help from...

💵 Sign up for EveryDollar today. Create a free budget!  What do Smart Money Happy Hour viewers really think about cutting up credit cards, the Baby Steps, and combining finances with their spouse? Tune in to find out! This week, George and Rachel react to your comments and raise their glasses to all the keyboard critics, trolls and BFFs who keep things lively in the comments section.   Next Steps ·      🎥 Check out the popular video where we explain our most hated financial...

💵 Sign up for EveryDollar today. Create a free budget!  We admit it: We love saving money! This week, George and Rachel are dishing out some of their favorite legit (and ludicrous) money loopholes, discounts and freebies that you might miss if you don’t read the fine print. (Free refills at Starbucks? Hello!) Next Steps ·      🔎 Get help from a financial advisor to avoid those sneaky loopholes that will leave you broke.   ·      ➡️ Don't miss out on the tax deductions you qualify for—get...

💵 Sign up for EveryDollar today. Create a free budget!  Did your parents give you “the talk” as a kid—the money talk, that is? This week, Rachel and George weigh in on how previous generations have done with teaching their kids about money, and what you need to know to raise your own money-smart kids.   Next Steps ·      💵 Start budgeting today! Go to www.everydollar.com/smartmoney to get started. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to...

💵 Sign up for EveryDollar today. Create a free budget!  It’s Smart Money Happy Hour, of course we’re going to take a crack at a fun social media trend and use it to talk about money! This week, Rachel and George put an #OfCourse! twist on things Baby Steps Millionaires do to reach that $1 million milestone and keep building wealth. Shout out to the following creators for their #OfCourse! takes: @kaycegbrown, @dom.domination, @kellymann, @__QueenSie__ and @emyxbudgetsahm. Next Steps ·      💵...

💵 Sign up for EveryDollar today. Create a free budget!  Room service or extra room? Live like you’ve got a maid or live like a local? Rachel and George weigh in on the pros and cons of staying in a short-term rental (versus a hotel). And if you’re thinking about investing, they’ve got smart money advice for that too.   Next Steps ·      💵 Start budgeting today! Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium...

💵 Sign up for EveryDollar today. Create a free budget!    You can’t buy love . . . but don’t tell that to the guy who spends $499 a month on dating apps! Today, George and Rachel break down the cost of dating and what the average American relationship will cost you over a lifetime. The bottom line: Whether you’re married or single, love is expensive—budget accordingly.   Next Steps ·      💡 Need some budget-friendly date ideas? Check out 45 Cheap Date Ideas You’ll Actually Want to Go...

Why are wealthy people dressing like they have no money while broke people are trying to dress like they live at the Biltmore? In this episode, George and Rachel break down the latest fashion trends, how they affect your bank account, and why we tend to want what we don’t have.   In this episode: ·     Why trendy things will never be worth what you pay for them, like the Stanley tumbler in cosmo pink ·     Money advice that will always be in style: Spend wisely and don’t go into debt for...

It’s out with the old and in with the new! George and Rachel are sounding off on the bad habits you need to quit in 2024—like not having an emergency fund, impulse buying, and forgetting your blinker—and sharing some smart money habits to build instead. Plus, get the $1.32 mocktail that earned a 10 out of 10.   In this episode: ·      Rachel’s “add it to the cart” habit to help you spend less money ·      The habit George loves that lets you earn 3–5% more money ·      Habit-change motivation...

Some things we’ve just gotten used to—like $4 coffee, the F-bomb on TV, and your cousin Fred oversharing on Facebook. But has our nothing-shocks-us society also desensitized us to the effects of living in debt? George and Rachel weigh in. Join them for a New York twist on a classic cocktail and smart money tips to ditch debt and build wealth.   In this episode: Things we should find shocking, like a $500 car payment and retiring with a mortgage Sputnik, “Carmageddon” and the gateway...

Do you shop like the cool kids? Join Rachel and George for a breakdown on the brands and stores American teens loved in 2023 and the cash app they used to pay for it all. (Caution: This episode contains high levels of nostalgia. Side effects may include sudden reminiscing and an overwhelming urge to say, “Back in my day . . .”) In this episode: ·   What the average teen spends $200 a month on ·     Rachel explains physical cash to teenagers and why it’s better than digital ·     The...

Think you’ll never make it to $1 million? Think again! This week, George and Rachel break down the proven path to this iconic financial milestone and bust some myths about the lifestyles that everyday millionaires (like themselves) actually live. Listen in to learn how you can get one step closer to millionaire status in 2024! In this episode: ·     One of the most epic moments in 1990s game show history ·     The top five (surprisingly normal) careers of millionaires in the U.S. ·     The...

Resolution #1: Don’t fall for the hype! Just in time for 2024, Rachel and George are here to protect your budget (and your sanity) from the Internet trends and must-have products that don’t pay off—and green-light some that do.   In this episode: ·      Is Taylor Swift really worth her weight in gold? ·      George throws some shade on the TikTokers ·      Why paying with cash (and resisting an impulse buy) is always cool   Resources:   ·      Pre-order George’s new book, Breaking Free From...

Put your tray tables up and hold on to your drinks, George and Rachel are taking you on a world tour of the national holidays that you never knew existed (plus a few that you did) and sharing their money-related hot takes along the way. Grab your party hat and join the fun because, hey, it's a holiday somewhere! In this episode: ·     George is cast as Grinch—or is he Scrooge? ·     The fast-food favorite that the Japanese eat every Christmas Eve ·     A holiday reminder not to let “December...

Ho ho ho? Oh no no no. Rachel and George look back on live calls from The Ramsey Show that they wish they’d handled differently. Stay tuned for a budget-friendly cocktail and money advice served up with a twist of #noragrets.   In this episode: ·     The one where George put (the horse’s) foot in his mouth ·     The one where Rachel gets corrected on air ·     George and Rachel redeem themselves with quick thinking and solid money advice in an exciting round of “Don’t Get...