On this week’s Cyber Security Brief podcast, we discuss what card skimmers are up to during the busiest shopping time of the year, while also bringing some good news about how EU authorities prevented almost $50 million in card fraud this year. Also on the agenda, are botnets abandoning banking Trojans in favour of ransomware? It looks like they might be. We also take a look at some COVID-19 related cyber security stories that are making the headlines, as well as the reemergence of the Gootkit infostealer. Also, Dick O’Brien brings us his predictions for what to expect on the cyber security landscape in 2021 - including predictions around ransomware, the impact of work from home, and increased cooperation between cyber crime gangs.