In this episode, Bryce, Emily, Travis, and Matt share their tips on how to earn points with methods other than credit card bonus offers. The team will dispel some of the myths around opening credit cards, carrying balances, paying interest, and your credit score, share their day-to-day spending habits that earn points, and review other points offers such as dining, shopping portals, hotel nights, referrals, and more. The Takeoff podcast is brought to you by 10xTravel – a website and community with one simple goal: to help you travel more while spending less. 10xT publishes content related to credit card rewards, personal finance, travel, and lifestyle. Host Bryce Conway launched 10xT in 2014, but has been a fan and member of the points and miles community since 2011. He is the author of “Takeoff: How to Travel the World for Next to Nothing and How to Fix Your Credit: Do it Once. Do it Right. Get on with Your Life”, and his work has been featured in multiple national media outlets including Good Morning America, Money Magazine, and ABC Nightline News. Tune in to hear the 10xTravel team give you a clear path to entering the exciting world of traveling with points and miles. Discussion Points:  Favorite streaming shows the team recommends Myths around cards, balances, debt, and your credit report The worst card ‘bonuses’ we’ve seen Spending “categories” and keeping track of which cards to use Annual fees and cards that are worth it Airline lounges, gates, and flight-tracking apps Amex Platinum and Marriott Bonvoy- what you get for the high annual fee Hotel cards and free night awards Card bonuses that require minimum spend and tips for spending Ideas for paying bills with your cards Types of points on different cards Earning through shopping portals - Rakuten, BeFrugal, etc Dining points programs Earning flying points with paid flights vs bonus awards Buying and transferring miles - not always a good idea Points for referring friends and family Check out all the resource links, take the free class, and join us in our FB group Resources/Links: Pay Taxes with a Credit Card The Platinum Card® from American Express Marriott Bonvoy Brilliant® American Express® Card CashBackMonitor Website Top Cash Back Rakuten 10xTravel Best Credit Cards