Bryce and Travis welcome guest Lovan Edwards, a physical therapist and travel enthusiast who has made a BIG splash on our social media pages with his transformative journey in the world of points and miles. Despite initial obstacles like a low credit score and skepticism from family, Lovan managed to overcome these challenges and achieve his dream of traveling the world. He discusses how understanding and effectively utilizing points and miles can turn travel dreams into reality, sharing his experiences from a trip to Japan and his plans of exploring other personal “bucket list” locations with his wife. The episode provides valuable insights into credit scores, overcoming skepticism, and leveraging points and miles for memorable travel experiences. Lovan’s story should serve as an inspiration for both seasoned travelers and beginners alike in the points and miles world. The Takeoff podcast is brought to you by 10xTravel – a website and community with one simple goal: to help you travel more while spending less 10xT publishes content related to credit card rewards, personal finance, travel, and lifestyle  Host Bryce Conway launched 10xT in 2014, but has been a fan and member of the points and miles community since 2011  He is the author of “Takeoff: How to Travel the World for Next to Nothing and How to Fix Your Credit: Do it Once  Do it Right  Get on with Your Life”, and his work has been featured in multiple national media outlets including Good Morning America, Money Magazine, and ABC Nightline News  Tune in to hear the 10xTravel team give you a clear path to entering the exciting world of traveling with points and miles  Discussion Points:  Lovan and his background Lovan’s big moment and subsequent journey into the world of points and miles Overcoming credit score challenges  First-class experiences - a new perspective on travel Overcoming skepticism from family members  Importance of repairing your credit score  Strategies to having his wife Irene join the Points and Miles world Steps to repairing a credit score The successful strategy for first-class flights Lovan’s trip to Japan and other memorable trips  Becoming a teacher in the world of points and miles  Impact of points and miles on travel and life  Building a points and miles strategy  Having a plan and following it through for credit repair and travel goals Take the free course, and use the 10xTravel resources! Joining the Insiders Facebook group for more content Check out all the resource links, take the free class, and join us in our FB group Resources/Links: Lovan Travels on Instagram 10xTravel Credit Repair 10xTravel Beginner Mistakes 10xTravel Best