What is the point of insurance? It can often feel as if you're paying money for nothing, especially for life insurance. You're not going to be able to spend that payout! Paul lays it all on the table and says what you may not want to hear, you're probably underinsured... The advice provided in this podcast is general advice only. It has been prepared without taking into account any person’s individual objectives, financial situation or needs. Before acting on anything in this podcast  you should consider its appropriateness to you, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the products mentioned, before deciding if they are right for you.