Umesh Kalra joins the podcast to share his journey from corporate banking to becoming a full-time property investor and HMO expert. Umesh reveals how he built a seven-figure portfolio while juggling family life and a demanding career. From his first overseas investment to managing over 60 HMO projects, Umesh's story is a blueprint for aspiring property entrepreneurs. Learn how to overcome challenges, balance work and family, and create lasting wealth through smart property investments. https://airbnbconsultant.co/  KEY TAKEAWAYS Umesh's first property investment was in Toronto, Canada, using his student loan savings for the deposit, showcasing the importance of thinking outside the box when starting in property! Consistency and determination are key to success, forming positive habits can be incredibly powerful to all areas of your life. Building a property portfolio requires sacrifice and time management. Umesh worked on his property business in the evenings after his son went to bed, demonstrating the importance of dedication. Having a supportive partner is crucial for balancing family life and business growth. Umesh and his wife created a schedule to ensure both had time for themselves and their own goals. Umesh's company offers a "hassle-free HMO" service, handling everything from property sourcing to management, making it easier for investors to enter the HMO market. The importance of having a strong "why" cannot be overstated. Umesh stresses that when your reasons are genuine and powerful, nothing will stop you from achieving your goals. Surrounding yourself with a supportive network is essential for mental well-being and business success. Umesh credits his mastermind group and friend circle for helping him overcome challenges. BEST MOMENTS  "Everything's possible. You just really need to want to do it." "If you really want something, you're really going to get it. You obviously don't want it enough to get it." "I wake up, I know why I'm doing what I'm doing. I'm up every day on time. My wife is like, you're mad sometimes, but guess what? She's so supportive. It's quite easy." "You can make decisions and you have to make the decisions. You have to make the decision that that is not the route you want to go down. Or you make the decision that you want to stay in that zone and that is the route you want to go down." "If you knew exactly what was involved all the way through, you probably wouldn't do it. If you knew what it's like to be married, you probably wouldn't do it. If you knew what it's like to have children, you probably wouldn't have them." ABOUT THE GUEST Umesh Kalra https://linktr.ee/umeshkalra [email protected] HOST BIO Alex & Pooh have built a portfolio of over 16 Serviced Accommodation Units and 10 Buy-To-Lets collectively over the last 5 years.  This AirBnB Business has allowed each of them to create their own tailor made ‘lifestyle by design’. Pooh chose to escape the corporate life as an electrical engineer instead to spend his time at home with his young and growing family, and Alex likes to spend most of his time in sunny Spain enjoying his love for road cycling or even hiking in the Tramuntana mountain ranges. CONTACT US Facebook - https://www.facebook.com/alex.mannock/  Instagram - https://www.instagram.com/theairbnbnomadspodcast TikTok - https://www.tiktok.com/@theairbnbnomadspodcast   YouTube - https://www.youtube.com/@Lifebeyondbroke/