Todd Schwartz, Founder, CEO and Executive Chairman of OppFi, stops by The Business Brew to discuss how he expands credit access. OppFi was featured on this program when it was going public via SPAC. The company did not perform to expectations once it was public and Todd reengaged in order to right the ship. This episode is about OppFi and Todd, but it is also about usury laws and policy. It is a company that has made Bill think a lot. We hope you find the conversation interesting. Disclaimers: Bill owns an immaterial amount of warrants in the company. But, better to err on the side of disclosure. Sponsor Info: ⁠⁠⁠⁠⁠⁠Daloopa⁠⁠ ⁠⁠⁠⁠is founded by a former hedge fund analyst to bring simplicity into the investment process. ⁠⁠⁠⁠⁠⁠Daloopa ⁠⁠⁠⁠⁠⁠offers an AI driven single source for all company reported data, and allows for investment teams to make the most informed decisions in the shortest amount of time. ⁠⁠⁠⁠⁠⁠Daloopa ⁠⁠⁠⁠⁠⁠scales the velocity of an investment team’s idea gen. Analysts spend less time locating and manually inputting meaningful disclosures into Excel and more time synthesizing in the minutes after the print. ⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠Daloopa ⁠⁠⁠⁠⁠⁠captures data from all company reported sources, including from footnotes, MD&As, and investor presentations. Our data sheets include GAAP to non-GAAP adjustments, guidance, and all company specific KPIs. Each datapoint is auditable to the source for easy verification and accuracy.  ⁠⁠⁠⁠⁠⁠Daloopa’s ⁠⁠⁠⁠⁠⁠Excel plugin can also update your existing models for the latest quarter in just a single click. Bulge-bracket banks and major multi-managers are trusting ⁠⁠⁠⁠Daloopa ⁠⁠⁠⁠for use in initiating coverage, building and maintaining industry dashboards, and keeping their models up to date. Visit ⁠⁠⁠⁠⁠⁠⁠Daloopa⁠⁠⁠⁠⁠ ⁠⁠to create a free account and learn more about how ⁠⁠⁠⁠⁠⁠Daloopa ⁠⁠⁠⁠⁠⁠can help increase your team’s speed to differentiated insight.