In this episode, I’m diving into the truth about 401(k)s and why they might not be the best bet for your retirement. I’ll break down the myths around tax benefits, performance, and those employer matches everyone talks about. Spoiler alert: 401(k)s might not be all they’re cracked up to be. I’m also sharing some alternative investment strategies that could help you get to financial freedom faster. If you’re tired of working hard for your money and want to make your money work harder for you,...

Ready to take your business to the next level? Join Chris Miles, the Cashflow Expert, in this exciting podcast episode where we dive deep into the world of marketing and consumer behavior with special guest Eugene Shatsman from the National Strategic Group. Learn how to maximize your marketing strategies, understand consumer intent, and convert leads into loyal customers. Eugene shares invaluable insights on the evolution of marketing—from traditional interruption-based methods to today's...

Are we entering another recession?? Let’s start the conversation. You don’t have to have a PHD in economics to understand the history of recessions in the United States AND you don’t even have to pay a dime either. Why? Because I made this podcast episode for YOU. By the end of the this episode you’ll know the history of economic crashes in the United States, what the current state of the economy in the U.S. is, and what you can do TODAY to start preparing yourself for the next inevitable...

Looking to increase your cashflow passively but also wondering if you should RUN far away from investing/real estate after some unpredictable ups and downs? This episode's for you! Meet Randy Lawrence, a former wealth advisor who made the BOLD move into full-time real estate investing. Known for his laser-focused discipline, Randy dives into the story of how he pivoted from traditional finance to harness the power of real estate for creating steady, passive income. He shares the smart...

How the heck are you supposed to predict the stock market?? Honestly, you can’t! It’s unpredictable and often high risk. But don’t lose hope just from hearing that. Not to age myself too much, but I’ve lived through YEARS of the ups and downs of the stock market. I’ve seen it during catastrophic crashes and sporadic spikes, through crazy election years and through natural disasters. And the biggest lesson I learned…. You’re gonna have to listen to figure out what exactly it is. This episode...

Wanna hear from someone who’s financially free?? Then it’s your LUCKY day! Nicole Glen was so kind to join me on this podcast episode today to tell you all about her journey from a CEO’s Assistant, to being her own boss and gaining financial freedom. It was so touching to hear all that Nicole has accomplished through the ups and downs of life as a widowed mother fighting her way to prosperity. Talk about strength! She’ll explain how to get started, and her BIGGEST piece of advice that...

Hey ChaptGPT, make me rich quick! If you asked AI to make you rich, would you listen to everything it said? My guess is that you wouldn’t! You would probably check what other sources have to say, and see what experienced, financially independent people have done to get where they are. It would be crazy to base your finances purely off what AI has to say! The problem is you might be doing this already!! Do you listen to only ONE source for your financial strategies? Or only ONE financial...

Meet Ashley Ono! Ashley is a physician who is passionate about wellness and spirituality. When she saw the medical landscape changing, she started looking for additional ways to increase her cashflow and she STRUCK GOLD! Are you constantly worried about your money? Does it ever feel like there’s not enough time to truly dedicate yourself to finding financial independence? That’s exactly how Ashley felt too, and she is going to share all about it and how she began to realize that her time is...

Do people ACTUALLY make money on Bitcoin?? The answer is way more complex than I can tell you right here, BUT in this episode of the Money Ripples Podcast I’ll let you in on all the complexities of the stock market. SPOILER ALERT: the stock market ISN’T your easy ticket to financial freedom. In fact, it might be just the thing holding you back from achieving wealth! With all the unpredictability, fluctuations, crashes, and misinformation, the stock market is a tough way to reach your...

Christion Sadler- genius investor, recovering house flipper, and real estate guru. He’s been on MANY stages spilling the secrets of how and why he does what he does, plus how you can do it too! Christion has been in the real estate business for 20+ YEARS and has been a full-time investor for 20 years. He’s been in this space for a WHILE. Which means he knows how you can actually profit off of what’s going on in the marketplace instead of just tolerating it. Trying to get into the real...

Breaking down the numbers behind why GenXers are STRESSED!!!! And if you aren’t worried about your finances and future retirement yet, you better listen even more carefully! Did you know only 22% of GenXers feel confident in their savings? In this episode, I’m gonna tell you about how to move past all the crap that big financial institutions sell you on that trick you into living off pennies in your retirement. AND what the heck you can do instead! There is really no need for you to spend...

Meet Brad Leggett! Brad has built multiple businesses, hosts his own podcast, and is a football fanatic. With years of experience connecting former NFL players to find stability in the chaos, Leggett is here and ready to chat with me and you about what YOU can do to be more prepared and connected. Today I’m asking Brad some killer questions and you WON’T want to miss out on his answers. I asked him if NFL players are prepared for their post-athlete lives or if they too find themselves trying...

I am NOT a fan of Dave Ramsey advice... usually. BUT, in this episode I'll explain a few things that I can get behind from Ramsey. At Money Ripples, we’re not afraid of looking at all sides of an argument. So, right now, I’ll tell you the two things I think Dave Ramsey has RIGHT, and of course also explain where you might have been misled. Whether you’re a business owner trying to increase your cashflow, or you’re someone trying to figure out how the heck to start investing, we’ve got ya...

Debbie Hart will rejuvenate your entrepreneurial spirit in today’s episode which covers LOADS of noteworthy knowledge. Seriously, you CAN’T miss this episode! When they say, “necessity is the mother of all invention,” I think they’re referring to Debbie. After a divorce, an eviction notice, and 6 children needing homeschooling, Debbie amped things up to stay afloat and be able to afford to raise her children and pay the bills. After starting a personal development company, mortgaging...

I've said it before and I will say it again, NOT ALL INFINITE BANKING POLICIES ARE MADE EQUAL.  Learn why most insurance agents don’t show you the best options and how to spot a good policy from a great one. I am sharing personal stories and comparisons to highlight the importance of minimizing insurance costs to keep more money in your pocket. I f you’re curious about passive income and financial freedom, this episode is packed with valuable tips and real-life examples to help you on your...

The endless cycle of working 60-hour weeks as a business owner is exhausting and unsustainable.  We can try to "do it all," but eventually you run out of hours in a day and you realize you are doing $10 an hour tasks that are making your business a $10 an hour business. That's not a good place to be, Bob Lachance, former professional hockey player, real estate investor, and owner of Reva Global, saw the time and money he was spending doing tasks himself that he could delegate to someone...

HOW TO IDENTIFY A BAD INVESTMENT!! Let’s jump into some red flags to look out for when you’re looking at investments. There is a TON of information on the internet and this episode will help you break down the do’s & don’t’s as you try to increase your cashflow. I’ve seen a lot of sketchy “advice” from sketchy people in my days as a financial advisor and as a business owner which has taught me what kind of things to look out for. It’s a scary thing to invest your money, even if it is a...

Today we’re simplifying the steps to getting into the TOP 1% with inspiring guest, Brandon Burns! Brandon grew up as a passionate gymnast raised by a single mother and has stepped outside the box of being ordinary. He is an international keynote speaker, elite athlete, and entrepreneur dedicated to helping OTHERS follow his lead into the top 1%. I spoke with Brandon about his journey and his hacks to personal growth including topics like consistency, identity, and mindset. He shared...

  Looking to “DIY” your way into financial freedom? Maybe you should reconsider… Would you sit your kids in front of the TV and let them be raised by electronics? Would you let your kids roam the streets unsupervised all day to do as they wish? Hopefully, you answered NO! And just like you wouldn’t do this with your kids, you shouldn’t do it with your money! Putting your money in an account and forgetting about it just like giving your kid an iPad and hoping for the best (it’s probably not...

Meet Mike Zlotnik: CEO, experienced real estate manager, and retired software executive. As a US patriot and former political refuge from the USSR, Mike, or “Big Mike,” has decades of experience helping clients navigate the realm of real estate, syndications, and investment strategies. Today, we’re talking about Mike’s unique life experience entering the United States and working hard every day to achieve his dreams and goals. Mike and I will chat about the current state of the real estate...

Do you usually think about compounding your income, or are you more worried about compounding interest? It’s a hot topic and I’ve got some hot takes for you all to consider! I’ll dive into what the masses advise about what you should do with your money, which is typically to “set it and forget it,” and to save as much money as you can in an IRA, 401K, or the stock market and wait until you’re retired to use it so you can hopefully survive on what you’ve made. But what if you could make more...

Meet Adam H. Mortimer: Best-Selling Author, Master Sales Trainer, and innovator. Featured in Inc.com, GQ Magazine, and ABC News, Adam has a unique approach to growing wealth and living life. He lives by his own personal philosophy, which is “live, give, and love.” We all want money, but WHY? Your true motivation behind creating wealth must be discovered in order to be successful. Some people spend their entire lives chasing wealth without doing the self-discovery it takes to be wealthy AND...

Investing can be super intimidating, especially when you’re investing in a coach! You don’t want to waste your time or money by choosing the wrong company or coach, but you also don’t want to sit around waiting for money to grow itself. It can be confusing and challenging. That’s why, in today’s episode, Chris Miles is breaking down the “do”s-and-don’t’s” of choosing a coach in ANY industry. Join us to hear about Chris’s experience in financial advising (spoiler alert: it wasn’t what he...

Meet Ashley: CEO, speechwriter, author, and viral TEDx speaker. Ashley has placed more than 120 clients on the TEDx stage and has over 69K followers. Today we’re learning about her inspiring journey going from crickets to crowds! Get out a pen and notebook and get ready to learn 🤓 Ashley’s Links: ashley stahl.com/tedx (Mention Chris and get $1000 Off) https://www.instagram.com/ashleystahl/ https://www.linkedin.com/in/ashleystahl/   Take Our Passive Income...

Are you struggling to keep up with contradictory discussions about investing? Do you feel like your finances have plateaued? Are you looking for true and lasting investing guidance? If you answered YES to any of those questions, this episode was made for YOU! Join us now, to learn about why we see so much unhelpful content on the internet, learn about different types of investors, and how you can see through all of the confusion and increase your cash flow! Take our passive income...