Mortgage rates are a main concern for prospective home buyers, but Clark has other important considerations that make a huge difference in how much you’ll pay over time.   Also, according to the Journal of Alzheimer’s Association, in addition to being the fourth largest cause of death for people age 70 and older in the U.S., dementia costs an estimated $80 billion per year. The good news is - there are preventative steps we can all take. Shopping A Mortgage: Segment 1 Ask Clark: Segment 2 Preventing Dementia: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Get a Mortgage in 8 Steps How To Buy a House in 9 Steps Find and dispute errors on your credit report Submit a complaint | Consumer Financial Protection Bureau Dementia risk factors preventable – addressing them could reduce dementia rates by 45% The Best Places To Buy Hearing Aids How to Freeze Your Child's Credit How To Spot, Avoid, and Report Fake Check Scams Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices